XUSD, XSGD & XIDR Stablecoins

Regulated Stablecoins for Payments, DeFi, and Enterprise Treasury

StraitsX issues three fully regulated, fiat-collateralized stablecoins — XUSD (USD-pegged), XSGD (SGD-pegged), and XIDR (IDR-pegged) — designed for global payments, DeFi integrations, and enterprise treasury operations across Southeast Asia and beyond.

XUSD — US Dollar Stablecoin

XUSD is issued on Ethereum (ERC-20) and Binance Smart Chain (BEP-20), with over $19.7 billion in total assets transacted. Fully backed 1:1 by USD reserves held at Tier-1 banks (DBS and Standard Chartered), with monthly independent reserve attestation reports. Substantively compliant with the MAS Single-Currency Stablecoin (SCS) Framework. Available on Binance, Bybit, MEXC, Uniswap, and PancakeSwap.

XSGD — Singapore Dollar Stablecoin

XSGD is deployed on five major blockchain networks — Ethereum, Polygon, Avalanche, Hedera, and Zilliqa — enabling near-instant, low-cost global transfers of Singapore Dollars 24/7 without third-party clearing agents. Issued by StraitsX under MPI licence PS20200657, fully collateralized by SGD fiat reserves with monthly independent attestation.

XIDR — Indonesian Rupiah Stablecoin

XIDR is a fully collateralized 1:1 IDR-pegged stablecoin targeting the rapidly growing Indonesian and ASEAN digital asset ecosystem. Issued under MPI licence PS20200658, with monthly independent reserve reports.

Key Features Across All Stablecoins

• Programmable settlement: Automated COBO/POBO treasury flows via API
• DeFi ready: Integrated with leading DeFi protocols for lending, borrowing, and liquidity provision
• Monthly attestations: Transparent reserve reports published monthly by ISCA-listed auditing firms
• MAS regulated: All stablecoins issued under Singapore MAS Major Payment Institution licensing
• Multi-chain availability: Broad blockchain interoperability for developers and enterprises

Use Cases

Crypto exchanges, fintech platforms, DeFi protocols, and corporate treasury departments seeking regulated, programmable fiat equivalents on blockchain across USD, SGD, and IDR denominations.