Fiat-to-Stablecoin On/Off-Ramp Infrastructure

Enterprise Fiat On/Off-Ramp Infrastructure

StraitsX provides two complementary fiat-to-stablecoin conversion channels — the Dedicated Virtual Accounts (DVA) platform for automated API-driven treasury operations, and the OTC Trading Desk for institutional high-volume block conversions.

Dedicated Virtual Accounts (DVA) — Accept and Send Platform

StraitsX DVA is a plug-and-play enterprise API that bridges traditional fiat banking rails with stablecoin settlement. Businesses receive USD via SWIFT and SGD via FAST into named virtual accounts in their legal entity name, with automatic 1:1 conversion to XUSD or XSGD for instant programmable settlement.

Core Capabilities:

• Named virtual accounts: Unique bank accounts issued in the client's legal entity name — not pooled — enabling automated reconciliation
• SWIFT USD rails: Accept USD globally, instantly converted to XUSD at 1:1 parity
• FAST SGD rails: Accept SGD domestically via FAST with instant stablecoin settlement
• COBO/POBO automation: Collect-on-Behalf-of and Pay-on-Behalf-of capabilities for multi-party treasury automation
• Global payouts: Send funds via SWIFT, local rails, or stablecoin at scale
• Compliance built-in: Transaction screening, audit-ready infrastructure, and regulatory alignment

Banking powered by Tier-1 partners DBS and Standard Chartered. Notable clients include Bybit for USD on/off-ramp.

OTC Trading Desk

The StraitsX OTC Trading Desk provides institutional-grade high-volume stablecoin conversions with a minimum transaction size of USD 100,000. Fixed bilateral pricing eliminates slippage, with same-day settlement for most trades.

Key Features:

• No slippage: Fixed bilateral pricing — unlike exchange order books
• Same-day settlement: Most trades completed within the same business day
• Asset pairs: XSGD, XUSD, USDC, USDT, SGD, USD, IDR
• Fiat-to-blockchain bridge: Send USD from a corporate bank account directly to a blockchain address via OTC conversion
• MAS regulated: Full compliance with reserves at DBS and Standard Chartered
• Dedicated support: Personalized OTC trading assistance

Target Clients

Crypto-native platforms, exchanges, fintech companies, and corporate treasury teams requiring API-driven fiat-to-stablecoin automation or institutional-grade OTC block conversion with regulatory certainty.