QR Payments Network & VISA Card Issuance Platform

Payment Infrastructure for Stablecoin-Settled Commerce

StraitsX provides two white-label payment infrastructure products enabling businesses to offer stablecoin-settled payment experiences — a cross-border QR payment network connecting e-wallet ecosystems, and a turnkey Visa card issuance platform for fintech and crypto businesses.

QR Payments Network

The StraitsX Payment Network is an interoperable cross-border QR payment infrastructure connecting e-wallet issuers and merchant acquirers globally, with stablecoin settlement at its core. Tourists and travelers scan QR codes at foreign merchants and pay in their home currency, while merchants receive instant stablecoin settlement.

Core Capabilities:

• Interoperable QR acceptance: Connect to a global network of e-wallet issuers and merchant acquirers
• Stablecoin settlement layer: Low-cost, instant finality via XUSD/XSGD rails with no disruption to merchant or user experience
• Cross-border FX: Real-time, transparent FX rates for cross-border QR transactions
• Merchant-ready infrastructure: Built-in support for acquirers, POS systems, and QR display formats
• Web2/Web3 connectivity: Bridges traditional e-wallet infrastructure with blockchain settlement

Notable deployments include powering instant payments between Alipay+ and GrabPay merchants across borders.

VISA Card Issuance Platform

StraitsX Card Issuance is a turnkey infrastructure enabling businesses to launch branded physical and virtual Visa debit card programs backed by stablecoin or fiat settlement. StraitsX provides Visa BIN sponsorship, removing the need for independent licensing — go to market in 12–14 weeks.

Core Capabilities:

• Visa BIN sponsorship: Launch card programs across APAC under StraitsX's existing Visa BIN
• Physical and virtual cards: Issue custom-branded physical cards and instant virtual cards
• Mobile wallet support: Full Apple Pay and Google Pay integration including In-App Provisioning, plus NFC wearables
• Stablecoin-backed settlement: Card spend settled in XUSD/XSGD from reserves maintained with StraitsX, enabling 24/7 liquidity
• Full control: Real-time card management, customizable spending limits, detailed transaction tracking, zero handling fees

Notable clients include Pionex, RedotPay, and Chocolate Finance.

Target Clients

E-wallet providers, payment network operators, merchant acquirers, fintech platforms, crypto exchanges, neobanks, and digital wallet providers targeting APAC and global markets seeking stablecoin-settled payment infrastructure.