Figure RWA Tokenization Platform

Figure provides comprehensive real-world asset tokenization infrastructure through its Provenance blockchain and regulated financial products, enabling the origination, servicing, and trading of tokenized assets including loans, securities, and interest-bearing instruments.

Provenance Blockchain Infrastructure

Provenance is a public, proof-of-stake blockchain designed specifically for the financial services industry. The blockchain provides the foundational infrastructure for tokenizing and trading real-world assets including loans, securities, and other financial instruments with full transparency and immutability.

Provenance enables financial institutions to originate, service, and securitize loans on-chain with smart contract capabilities for automated compliance, settlement, and asset management. Figure has achieved 75% market share in real-world asset tokenization using Provenance, with over $20 billion in home equity loans originated and tracked on-chain.

The blockchain supports atomic settlement, eliminating counterparty risk and reducing settlement times from days to seconds. Provenance's architecture is optimized for regulated financial services, providing the performance and security required for institutional adoption. Financial institutions can build on Provenance to create blockchain-native products while maintaining regulatory compliance.

YLDS Interest-Bearing Stablecoin

YLDS is the first SEC-approved interest-bearing stablecoin, issued by Figure Certificate Company (FCC) as unsecured face-amount certificates. YLDS combines the stability of a dollar-pegged stablecoin with yield generation, providing investors with a safe haven asset that earns returns.

The stablecoin is backed by FCC's qualified assets and pays interest based on the Secured Overnight Financing Rate (SOFR) minus 50 basis points, with a 0.00% minimum rate. SOFR is a broad measure of overnight borrowing costs collateralized by Treasury securities, published by the Federal Reserve Bank of New York. This creates a transparent, market-based yield for YLDS holders.

YLDS is designed to preserve capital at $0.01 per share (equivalent to $1.00 per 100 shares), though capital preservation is not guaranteed as FCC is not a bank and certificates are not FDIC insured. YLDS integrates seamlessly with the Figure Markets ecosystem, serving as a settlement currency for trading, collateral for Democratized Prime lending, and a store of value within the platform.

Why Choose Figure

As the industry leader with 75% market share in real-world asset tokenization and over $20 billion in on-chain assets, Figure combines institutional-grade infrastructure with innovative blockchain technology. Their vertical integration from origination to securitization, regulatory compliance (SEC-registered, FINRA member, SIPC protection), and proven track record with major Wall Street institutions make Figure the trusted choice for blockchain-based financial services.