CBDC and Digital Currency Infrastructure

Soramitsu provides comprehensive Central Bank Digital Currency (CBDC) development services and digital fiat infrastructure for governments and central banks worldwide. The company has proven expertise in designing, building, and deploying production-grade CBDC systems that serve millions of users, representing the gold standard in digital currency implementation for national payment infrastructure.

World-Leading CBDC Implementations

Soramitsu has successfully delivered multiple production CBDC systems including Bakong (Cambodia's national CBDC serving 7M+ users with near 50% population penetration), Bokolo Cash (Papua New Guinea's digital currency platform), and pilots in Laos, Solomon Islands, and Palau. These deployments demonstrate the company's ability to deliver complex financial infrastructure projects that meet stringent central bank requirements while serving millions of users daily.

Bakong, the world's first blockchain-based retail CBDC system, achieved remarkable success with instant payments, QR code transactions, peer-to-peer transfers, and seamless integration with traditional banking systems. The platform supports multiple digital wallets and mobile banking applications from various financial service providers, creating a comprehensive national payment ecosystem. Bakong has received international recognition including the Central Banking Award for CBDC Project of the Year.

Comprehensive CBDC Capabilities

Key features include real-time settlement capabilities, support for both retail and wholesale CBDC models, offline payment functionality for areas with limited connectivity, cross-border payment integration (demonstrated in Bokolo Cash with bridges to public blockchains), comprehensive KYC/AML compliance tools, high-throughput transaction processing, instant settlement, and robust security and fraud prevention. The platform is built on Hyperledger Iroha 2, providing enterprise-grade security, scalability, and reliability.

Real-World Asset Tokenization

Beyond traditional CBDCs, Soramitsu has pioneered innovative applications including Palau Invest, a blockchain-based digital savings bond system that tokenizes government bonds to promote economic growth and financial inclusion. Palau Invest enables citizens to purchase digital savings bonds directly through mobile applications, track investments in real-time, receive interest payments electronically, and participate in financing national infrastructure projects. This demonstrates Soramitsu's expertise in tokenizing real-world assets including government debt instruments and using blockchain for transparent, accessible government financing.