Stablecoin Payments

Stablecoin Payments is Paxos' regulated blockchain infrastructure platform that enables businesses to accept stablecoin payments and send stablecoin payouts globally. The platform unlocks opportunities for businesses by reducing costs, accelerating money movement, and expanding global access compared to traditional payment rails.

Key Benefits

The platform delivers three primary value propositions. Reduce costs by saving on transaction fees and payout costs compared to traditional cards and wallets. Settle funds faster with real-time transaction completion 24/7, helping customers receive funds immediately. Expand global access by reaching new customers and simplifying cross-border expansion with a unified global payment option.

Platform Capabilities

The Paxos Stablecoin Payment Platform provides comprehensive payment acceptance and payout capabilities through powerful APIs. For Payments, businesses can accept stablecoin payments from merchants and consumers, offering new ways to pay while optimizing acceptance and conversion costs with turnkey tools built to the highest regulatory standards. For Payouts, companies can enable stablecoin payouts worldwide, allowing customers to receive stable, predictable assets in near-real time while saving on conversion costs compared to traditional bank payouts.

Developer-First Design

Built for developers, the secure API-first platform gives businesses the tools to design payment experiences tailored to their platforms, all backed by regulated blockchain infrastructure. The platform supports multiple workflow stages: Onboard leverages existing onboarding flows and data for merchant setup with less friction; Accept enables acceptance of popular stablecoins (currently PYUSD, USDC, and USDP) with flexibility to design custom acceptance flows and gas fee setups; Convert provides instant conversion from stablecoin to fiat USD or holding options, giving merchants payment flexibility; Payout allows quick fiat settlement or stablecoin payouts.

Supported Networks and Assets

The platform currently supports payments using PayPal USD (PYUSD), USDC, and Pax Dollar (USDP) via on-chain transfers across multiple blockchains. Paxos continuously evaluates new stablecoins and blockchains for payments expansion. The solution is powered by the Global Dollar Network, the world's fastest-growing stablecoin network with unmatched economic upside.