MoneyGram Business Payment APIs

Comprehensive suite of API products enabling businesses to accept, send, and process cross-border payments worldwide with flexible payout options. MoneyGram's business payment platform supports both B2C and B2B payment scenarios with multiple receive methods.

Business Disbursements API

Enterprise-grade API platform for conducting single or mass cross-border payments worldwide. The Business Disbursements API supports flexible payout options including cash pickup at 430,000+ global locations, direct account deposits to bank accounts, mobile wallets, or debit cards, and batch processing for mass disbursements with a single API call.

Key Use Cases:

• International payroll for remote workers and contractors
• Insurance claim payouts to global beneficiaries
• Customer refunds and reimbursements
• Supplier and vendor payments
• Affiliate and partner commission distribution
• Emergency relief disbursements

Online Money Transfers API (C2C)

Consumer-to-consumer money transfer API enabling partners to offer MoneyGram's global money movement network within their own applications and websites. The platform supports 24/7/365 digital money transfers with multiple payout methods including cash pickup, direct deposit to bank accounts, mobile wallet credits, and debit card deposits.

API Modules:

• Transfer API for initiating consumer money transfers
• Status API for real-time transaction tracking
• Refund API for processing refunds
• Amend API for updating transaction details
• Payout API for facilitating in-store payouts
• Consumer Profiles API for managing user profiles

Bank, Mobile Wallet & Card Integration

Integration solution enabling banks, mobile wallets, and card providers to receive funds from MoneyGram's global consumer base of 40 million active users. Financial institutions can serve as receive endpoints within MoneyGram's worldwide transfer network, supporting direct bank account deposits, mobile wallet credits, and debit card deposits.

Technical Features

• RESTful Architecture: Modern REST API with JSON request/response format
• OAuth 2.0 Authentication: Enterprise-grade security
• Status Tracking: Real-time transaction monitoring
• Webhook Support: Event-driven notifications for transaction updates
• FX Rate API: Real-time foreign exchange rates for 200+ countries
• Reference Data API: Comprehensive metadata for supported fields and values
• Compliance & Security: Built-in fraud detection, AML/KYC checks, automated identity verification

Developer Resources

Comprehensive documentation, code examples in multiple languages, Postman collections, and sandbox environment available through MoneyGram Developer Portal.

Geographic Coverage

Supports payments to 200+ countries and territories with competitive exchange rates, transparent fee structure, and real-time settlement across 5 billion+ bank, mobile, and virtual accounts.