MoneyGram Ramps - Global Crypto-to-Cash Bridge

MoneyGram Ramps is a pioneering blockchain infrastructure product that connects digital wallets and cryptocurrency exchanges to cash in 170+ countries. The service enables seamless USDC-to-cash conversion at MoneyGram locations worldwide, creating a bridge between decentralized digital currencies and traditional cash infrastructure.

Core Capabilities

Cash On-Ramp: Users can load their crypto wallets with USDC by depositing cash at participating MoneyGram locations, providing instant access to cryptocurrency for unbanked populations.

Cash Off-Ramp: Convert USDC to physical cash at 430,000+ MoneyGram agent locations globally, bridging the gap between digital assets and traditional fiat currency.

Coming Soon: Bank account and mobile wallet off-ramps for withdrawing USDC to accounts, plus debit card on-ramps for purchasing crypto directly.

Strategic Partnership & Technical Architecture

Powered by Stellar blockchain technology and Circle's USDC stablecoin, MoneyGram Ramps leverages enterprise-grade blockchain infrastructure to deliver transparent, low-cost on/off-ramp services at global scale. The partnership with Stellar Development Foundation represents one of the first large-scale integrations between a major money transfer operator and blockchain technology.

Key Technical Features

• Real-time USDC settlement with instant fiat payout
• Transparent transaction tracking on Stellar blockchain
• Low-cost international transfers compared to traditional methods
• Automated identity verification and compliance checks
• Secure, scalable infrastructure supporting high transaction volumes

Developer Integration

Developers can integrate MoneyGram Ramps through a simple API with comprehensive documentation available via the MoneyGram Developer Portal. The service includes instant stablecoin settlement with real-time fiat payout and automated compliance workflows.

Target Users

• Digital Wallets: Enable cash access for wallet holders across 170+ countries
• Cryptocurrency Exchanges: Provide local currency on/off-ramps to expand market reach
• Web3 Developers: One API integration for global cash-crypto bridge functionality
• Financial Institutions: Connect to blockchain infrastructure for remittances and transfers

Global Coverage & Impact

Available in 170+ countries with 430,000+ physical locations serving as cash conversion points. This infrastructure supports inclusive access for unbanked populations through cash endpoints while enabling practical Web3 utility beyond speculation. The platform has been leveraged for humanitarian aid delivery through Stellar Aid Assist in partnership with UN Refugee Agency (UNHCR) and International Rescue Committee (IRC).