MoneyGram Ramps - Blockchain Wallet Integration Infrastructure

Developer infrastructure enabling digital wallets and cryptocurrency platforms to integrate cash on-ramp and off-ramp functionality through MoneyGram's global retail network. MoneyGram Ramps provides embedded wallet connectivity for seamless USDC-to-cash conversion across 170+ countries.

Core Integration Capabilities

Wallet SDK Integration: Simple API integration through MoneyGram Developer Portal allows digital wallets to embed cash access functionality, enabling users to load wallets with USDC by depositing cash at 430,000+ MoneyGram locations or convert USDC to physical cash globally.

Bank & Mobile Wallet Connectivity: Financial institutions can integrate as receive endpoints within MoneyGram's network, allowing their account holders to receive international transfers from MoneyGram's 40 million active user base. Supports direct deposits to checking/savings accounts, real-time mobile wallet credits, and debit card deposits.

Blockchain Infrastructure: Powered by Stellar blockchain technology and Circle's USDC stablecoin with instant settlement, automated identity verification, compliance checks, and secure, scalable infrastructure. Real-time transaction status monitoring and webhook support for event-driven notifications.

Technical Features

• RESTful API with comprehensive documentation and code examples
• OAuth 2.0 authentication with webhook notifications
• Real-time FX rate integration for 200+ countries
• Automated AML/KYC compliance across all supported jurisdictions
• Sandbox environment and Postman collections
• Standard banking protocols for settlement

Target Users

Digital Wallets: Enable cash access for wallet holders across 170+ countries through one API integration

Cryptocurrency Exchanges: Provide local currency on/off-ramps to expand market reach

Web3 Developers: Single API for global cash-crypto bridge functionality

Banks & Mobile Wallets: Tap into MoneyGram's massive sender base, enabling account holders to receive remittances without direct sender relationships

Global Coverage

Available in 170+ countries with multilingual support, local currency payouts, and access to 5 billion+ bank, mobile, and virtual accounts through the network. Coming soon features include bank account and mobile wallet off-ramps for withdrawing USDC to accounts, plus debit card on-ramps for purchasing crypto directly.

Why Choose MoneyGram Ramps

With 80+ years of trust and regulatory licenses across 200+ jurisdictions, MoneyGram combines the reach of 430,000+ physical locations with cutting-edge blockchain technology. As the first major money transfer operator to build blockchain-based on/off-ramp infrastructure, MoneyGram offers unmatched global coverage, enterprise-grade compliance automation, and seamless integration for Web3 platforms seeking to bridge traditional finance with cryptocurrency ecosystems.