Virtual Accounts

BlindPay's Virtual Accounts product enables businesses to programmatically open named multi-currency virtual bank accounts for themselves or their customers, without the complexity of establishing overseas banking relationships. Built on a stablecoin-native infrastructure, Virtual Accounts natively support USDC alongside USD, EUR, MXN, and BRL — making it a natural fit for crypto exchanges, fintechs, and Web3 businesses managing multi-currency treasury.

Product Overview

BlindPay provides named virtual bank accounts with dedicated routing and account numbers, accessible through a single REST API. The platform orchestrates local payment rails — including ACH, Wire, RTP, SWIFT, SEPA, Pix (Brazil), and SPEI (Mexico) — enabling 24/7 send and receive with real-time balance visibility.

Key Features

• Instantly open named virtual accounts in USD and EUR with dedicated account and routing numbers
• Send and receive payments via SWIFT, SEPA, ACH, RTP, and local payment networks
• Native USDC stablecoin support alongside fiat balances for seamless crypto-fiat treasury operations
• Monitor account balances and transaction history in real time via API or dashboard
• Convert between multiple currencies instantly with transparent FX rates and no hidden fees
• White-label branded accounts deployable inside your own application for end customers
• Built-in AML screening, fraud prevention, and compliance checks on every transaction
• Embedded KYC/KYB with passport/ID verification and proof of address workflows

Use Cases

Fintechs and neobanks building banking-as-a-service features, crypto exchanges managing multi-currency treasury, Latin American platforms enabling USD earnings access, and any Web3 business requiring named virtual bank accounts at scale with stablecoin support.