BlindPay

BlindPay is an API-first global payments infrastructure company founded in 2024 and headquartered in San Francisco, California. Incorporated in Delaware and backed by Y Combinator, the company provides a stablecoin-native platform that orchestrates multiple payment rails — including ACH, Wire, RTP, SWIFT, SEPA, Pix, and SPEI — enabling businesses to move money seamlessly across borders. BlindPay raised a $3.3M seed round and is registered as a Money Services Business (MSB) with FinCEN.

Core Products/Services

BlindPay's platform is built around three main product pillars:

• Global Payments API: A RESTful API that enables businesses to send and receive payments across 100+ countries in 80+ currencies, with real-time webhooks, live FX quotes, and minimal code integration. SDKs are available in TypeScript, Python, PHP, Swift, and Go.
• Virtual Accounts: Named virtual accounts in USD and EUR with dedicated routing and account numbers, supporting SWIFT, SEPA, ACH, RTP, and local payment rails. Businesses can launch white-label branded accounts for their end customers.
• Compliance Infrastructure: Integrated KYC/KYB workflows, blockchain screening, AML transaction monitoring, fraud detection, and role-based access control — all embedded at the infrastructure level.

Key Strengths

BlindPay's architecture is built around stablecoins as the settlement layer, enabling near-instant cross-border transfers at significantly lower costs than traditional correspondent banking. Key differentiators include:

• Stablecoin-native rails that bridge fiat and on-chain settlement
• Support for local payment networks in Latin America (Pix in Brazil, SPEI in Mexico, COP in Colombia, ARS in Argentina)
• Developer-first experience with comprehensive REST API, public OpenAPI documentation, and multi-language SDKs
• Embedded compliance including automated KYC/KYB and AI-driven risk assessment
• Save up to 80% on global transfers by eliminating unnecessary intermediaries

Notable Clients/Projects

BlindPay has publicly referenced two client use cases:

• Takenos: Transformed how freelancers and remote workers in Latin America receive international earnings, using stablecoins to offer instant USD accounts and local currency withdrawals.
• Ruvo: Simplified how Brazilians earning abroad access their money, using stablecoins and Pix to offer instant USD-to-BRL conversions at up to 90% lower costs than traditional methods.

Target verticals include fintechs, neobanks, exchanges, importers/exporters, orchestrators, and DeFi applications.

Why Choose BlindPay

BlindPay offers a single API integration point that spans multiple payment rails — removing the need to integrate separately with multiple banking partners or payment processors. The platform handles the regulatory complexity of global money movement, allowing product teams to focus on building rather than compliance. The stablecoin settlement layer provides speed, transparency, and reduced costs that traditional banking infrastructure cannot match.