Institutional Payment Accounts & Banking Services

BCB Group provides comprehensive banking services designed specifically for cryptocurrency and Web3 businesses, offering multi-currency payment accounts, e-money services, and instant settlement capabilities through regulated European entities.

Payment Accounts

BCB's industry-leading multi-currency payment accounts enable institutional businesses to manage customer payments, trade settlements, and operating expenses across 20+ fiat currencies including GBP, EUR, USD, CHF, AUD, SGD, JPY, NZD, PLN, and CAD. All accounts connect to major global payment rails including SWIFT for international transfers, plus regional rails like Faster Payments and CHAPS (UK), SEPA and SEPA Instant (Europe), and Fedwire (US).

Key Banking Features

Virtual IBANs: Streamline customer fund flows and support reconciliation through virtual IBAN allocation for efficient payment routing and tracking.

Treasury Integration: Receive daily ISO 20022 statement files for integration with Treasury Management Systems, enabling automated reconciliation and cash visibility.

Payment Rails Access: Send and receive funds globally through SWIFT network, with access to local payment rails in key geographies for faster, lower-cost domestic transfers.

E-Money Services

BCB offers e-money accounts through its French subsidiary BCB Payments (Europe) SASU, authorized as an Electronic Money Institution by the French Prudential Supervision and Resolution Authority (ACPR) under authorization number 735745. E-money accounts operate under the European E-Money Directive, providing consumer protection and regulatory oversight with euro-denominated electronic money for payments, transfers, and value storage. Funds held in e-money accounts benefit from safeguarding requirements under European e-money regulations.

BLINC Instant Payment Network

BCB's proprietary BLINC network offers fast, fee-free, reliable fiat payments between all BCB clients, operating 24/7/365 independent of traditional banking hours. The network includes 100+ institutional members worldwide and provides instant settlement of any size across USD, GBP, EUR, SGD, CHF, JPY, AUD, NZD, PLN, and CAD without transaction fees or size limits, enabling businesses to settle high-volume transfers instantly.

Platform Access

All banking services are accessible via BCB's Client Console user interface and Web API for programmatic integration, supported by BCB's dedicated Customer Services team providing high-touch institutional support.