Mural Pay

Mural Pay is a stablecoin payments infrastructure platform founded in 2022, providing modern payment solutions for businesses across the Americas. The company specializes in bridging traditional finance with blockchain technology through their stablecoin-powered platform.

Core Products and Services

Mural Pay offers a comprehensive suite of payment infrastructure products built around their Global Stablecoin Accounts platform. Their core offerings include pay-in services for accepting payments in multiple currencies and stablecoins, payout capabilities for cross-border disbursements, invoicing tools, virtual accounts for managing funds, and compliance infrastructure. The platform supports over 20 currencies including USD, EUR, and major Latin American currencies (COP, MXN, BRL, ARS, CLP), plus stablecoins like USDC, USDT, and PYUSD.

Key Strengths

Mural Pay's primary strength lies in their focus on the Americas region, offering deep integration with local payment rails including PIX (Brazil), SPEI (Mexico), ACH (US), and SEPA (Europe). Their platform achieves 95% same-day settlement rates and supports over 40 payment methods. The company provides robust developer tools including comprehensive APIs, SDKs, webhooks, and sandbox environments, making it easy for fintechs, banks, and global businesses to integrate payment functionality. Their infrastructure enables multi-currency operations with real-time foreign exchange, bulk payment processing, and flexible custody models.

Notable Clients and Partnerships

Mural Pay has secured partnerships with major enterprises including Opera MiniPay for freelancer payments across Africa, Rappi (leading Latin American delivery platform), and TaxBit. The platform is used by Zendi for monetization and serves thousands of creators through Opera's ecosystem. Their clients span fintechs, global businesses, and banks looking to offer stablecoin-compatible services.

Technical Innovation

The company's Global Stablecoin Accounts represent next-generation digital accounts that combine the global reach of stablecoins with traditional banking usability. Features include multi-signature approvals, biometric authentication (TouchID, FaceID), instant settlement, and seamless currency conversion. Their developer-first approach includes AI-powered documentation resources and flexible architecture for complex workflows like treasury operations and multi-currency wallets.

Why Choose Mural Pay

Mural Pay stands out by eliminating the complexity of cross-border payments through stablecoin rails while maintaining compliance and traditional banking integration. Their competitive pricing (noted as the most competitive rates by clients), fast integration timelines (days not months for account setup), and exceptional customer support make them ideal for businesses expanding into the Americas. The platform solves critical pain points including high international transfer costs, slow settlement times, and currency conversion complexity. With money transmission licensing (NMLS #2744530) and partnerships with leading Web3 and traditional companies, Mural Pay provides enterprise-grade reliability with Web3 innovation.