Acctual is a Web3-native financial operations platform that enables businesses and freelancers to send crypto invoices and manage B2B payments globally. Founded in 2023 and based in New York City, Acctual serves over 5,000 businesses and freelancers across 129+ countries.
Core Products/Services
Acctual's flagship crypto invoicing platform allows businesses to create flexible invoices where customers can pay in their preferred currency (fiat or stablecoins like USDC, USDT) while sellers receive funds in their chosen currency, delivered same-day directly to their bank account or crypto wallet. The platform supports multiple payment methods including PIX, MPesa, ACH, wire transfers, and various stablecoins across multiple blockchains.
For finance teams managing Web3 operations, Acctual offers comprehensive AP (Accounts Payable) and AR (Accounts Receivable) workflow management with features including multi-level approvals, batch payments, vendor invoice generation, and seamless integration with QuickBooks and Xero accounting software. The platform eliminates the manual work typically required when paying from multisig or hot wallets by connecting crypto payments to proper AP processes.
Key Strengths
Acctual's competitive advantage lies in its ability to bridge traditional finance workflows with crypto payments, making Web3 finance operations feel familiar to finance teams. The platform charges a transparent 1% fee for flexible payment options (0.9-0.95% for higher tiers) with no hidden fees, monthly volume restrictions, or chargebacks—leveraging the power of stablecoins for instant settlement.
The company is backed by IDEO CoLab Ventures, Third Prime, and senior operators from Stripe, Coinbase, and BILL, bringing deep payments and fintech expertise to the Web3 space.
Notable Clients/Projects
Acctual serves a diverse global customer base including exporters dealing with international buyers, Web3-native startups like Collab.land, remote teams paying global contractors, and traditional businesses transitioning to crypto payment acceptance. The platform processes payments across 129 countries, supporting major currencies including USD, EUR, BRL, HKD, AED, and leading stablecoins.
Why Choose Acctual
For businesses operating in the Web3 economy or accepting crypto payments, Acctual offers the only solution that combines same-day settlement, flexible multi-currency support, and enterprise-grade AP/AR workflows with familiar accounting integrations. The platform saves finance teams 10-20 hours per month by eliminating spreadsheet tracking and manual reconciliation, while providing customers the flexibility to pay in their preferred method. With compliance-first design and transparent pricing, Acctual makes crypto payments as easy and trustworthy as traditional invoicing.
