Stablecoin Merchant Payment Processing

Fonbnk enables merchants and enterprises to accept and process stablecoin payments from customers in Africa and the Global South, with instant settlement, zero chargeback risk, and real-time order tracking via webhooks.

Product Overview

Fonbnk's merchant payment processing infrastructure supports the flow where end users pay with local fiat or crypto and merchants receive USDT stablecoin on their balance. Businesses integrate via an embeddable PayWidget or the full server-to-server Merchant API, with a dedicated merchant dashboard at dashboard.fonbnk.com for configuration and order management. The platform eliminates the FX costs and fraud risks associated with traditional African payment infrastructure.

Key Features

• Embeddable checkout widget requiring zero code configuration
• Server-to-server Merchant API for custom payment flows and automation
• Merchant dashboard for API key management, webhook configuration, and order monitoring
• Real-time webhook events for payment status updates and automated order processing
• Instant USDT settlement on 12 blockchain networks
• Riskless, chargeback-free payment acceptance across 15+ African markets
• Sandbox environment for integration testing before going live

Use Cases

Fonbnk's merchant payment processing is suited for e-commerce platforms, digital goods marketplaces, and enterprise businesses serving African consumers who want to accept stablecoin payments or enable crypto-to-merchant settlement. Integration takes minutes with the widget or hours with the full API.