Fonbnk

Fonbnk is a stablecoin settlement layer for global commerce, bridging mobile-first, cash-based economies in Africa and the Global South to Web3. The platform converts prepaid mobile payments — including airtime, mobile money (M-Pesa, MTN Mobile Money, Airtel Money), and bank transfers — into stablecoins, enabling frictionless FX, cross-border treasury flows, and instant liquidity for businesses.

Fonbnk provides two integration paths for businesses: the PayWidget, a zero-code embeddable on-ramp and off-ramp widget, and a full server-to-server Merchant API for programmatic control over stablecoin payment flows. A dedicated merchant dashboard allows businesses to configure integrations, manage API credentials, and monitor client orders in real time via webhook events.

The platform supports USDT on 12 blockchain networks — Base, Polygon, Stellar, Solana, Ethereum, TON, Celo, Avalanche, Arbitrum, Lisk, Optimism, and Tron — across 15+ African countries including Nigeria, Kenya, Uganda, Ghana, South Africa, Tanzania, Senegal, Ivory Coast, Cameroon, Benin, Rwanda, and Zambia. By pairing mobile payment rails with stablecoins pegged to the US dollar, Fonbnk eliminates FX costs, removes chargeback risk, and delivers riskless, dollarized settlements for enterprise clients.

Fonbnk is trusted by leading wallets and consumer platforms including Opera, MetaMask, Trust Wallet, Brave, Cenoa, and Onramper, enabling their African user bases to access the stablecoin economy using payment methods they already use daily.