MoonPay Commerce (Crypto Payment Acceptance)

MoonPay Commerce is a B2B crypto payment acceptance product that allows businesses to accept cryptocurrency and stablecoin payments at checkout, with flexible settlement options in fiat or crypto.

Businesses integrate MoonPay Commerce to accept crypto deposits and stablecoins at their checkout. MoonPay handles routing and conversion so businesses can settle simply and choose their preferred settlement currency — fiat or crypto.

Key benefits include lower transaction fees compared to traditional card payment methods, faster settlement via crypto rails, flexible payout in fiat or crypto/stablecoin depending on treasury needs, and the ability to pay sellers and contractors in fiat or stablecoins.

Target use cases include marketplaces and platforms accepting crypto at checkout, payment service providers adding crypto rails to their stack, enterprises needing stablecoin settlement for cross-border transactions, and businesses serving crypto-native users who prefer paying in digital assets.

MoonPay Commerce is built on MoonPay's licensed and regulated infrastructure, covering KYC, fraud prevention, and regulatory compliance across 180+ countries. The platform is SOC 2, PCI DSS, and ISO 27001 certified. MoonPay holds licenses in all 50 US states including a New York BitLicense, and is regulated across the UK, EU (MiCA approved), Canada, Australia, and 180+ countries globally.