MoonPay

MoonPay is a unified crypto payments infrastructure platform founded in 2019, serving as one of the world's leading fiat-to-crypto and crypto-to-fiat gateway solutions. Operating across 180+ countries with over 35 million verified accounts and $8 billion in crypto delivered, MoonPay powers the financial infrastructure for nearly 500 companies across the decentralised economy, including Ledger, Phantom, Bitcoin.com, and Mastercard.

Core Products/Services

MoonPay offers a comprehensive B2B payments stack for businesses integrating crypto into their products:

MoonPay Ramps is the flagship product — a combined fiat-to-crypto onramp and crypto-to-fiat offramp delivered via widget, SDK, or API. It supports 160+ countries, 100+ payment methods (cards, Apple Pay, Google Pay, PayPal, Venmo, bank transfers), and covers compliance, KYC/AML, fraud protection, and settlement. Businesses integrate once and offer instant buy/sell functionality to their users without building heavy compliance infrastructure.

Virtual Accounts (powered by Iron) enables wallets and fintechs to issue dedicated named virtual bank accounts in USD, EUR, and GBP for their users, with near-instant conversion to stablecoins (USDC, EURC) and back. Delivered via API, embedded widget, or white-label with full KYC, AML, and licensing handled by MoonPay.

MoonPay Commerce allows businesses to accept crypto and stablecoin payments at checkout with lower fees and faster settlement than traditional payment rails, with flexible settlement in fiat or crypto.

Swaps (via Swaps.xyz) provides crypto-to-crypto token exchange routing embedded in partner products, sourcing liquidity across multiple venues for best price execution.

Stablecoins (via Iron.xyz) is an enterprise stablecoin infrastructure layer enabling cross-border payouts, programmable treasury, and white-label stablecoin issuance.

MoonPay Agents is a CLI and MCP (Model Context Protocol) tool that enables AI agents to hold wallets, swap tokens, bridge assets, execute DCA and limit orders, and interact with fiat on/off ramps programmatically.

Key Strengths

• Regulatory coverage: Licensed in all 50 US states including a New York BitLicense; regulated across the UK, EU (MiCA approved), Canada, Australia, and 180+ countries
• Security certifications: SOC 2, PCI DSS, and ISO 27001 certified
• Scale: Billions in volume processed, 35M+ verified KYC accounts available for instant access
• Single integration: One API covers ramps, swaps, stablecoins, and crypto checkout — eliminating the need to stitch together multiple providers
• Fast integration: Widget, SDK, or API deployment in minutes, with brand customisation support

Notable Clients/Projects

MoonPay powers crypto infrastructure for Ledger (hardware wallets), Phantom (Solana wallet), Bitcoin.com, and has worked with Mastercard. The platform serves wallets, exchanges, gaming apps, marketplaces, fintech companies, and enterprise payment service providers.

Why Choose MoonPay

MoonPay eliminates the need for businesses to build and maintain complex compliance, KYC, fraud prevention, and payment processing infrastructure. A single integration provides global reach with local payment method support, built-in regulatory compliance across 180+ jurisdictions, and the ability to offer users a complete fiat-to-crypto-to-fiat experience without leaving the partner's product. With 35M pre-verified users, businesses can also benefit from instant onboarding for returning MoonPay customers.