Gemini Dollar (GUSD)

Regulated USD-Backed Stablecoin

Gemini Dollar (GUSD) is a regulated USD-backed stablecoin designed for scalability and usability in digital transactions. GUSD combines the stability of fiat currency with the efficiency of blockchain technology, bringing the value of the US dollar into the modern digital era.

Reserve Structure & Transparency

Each GUSD token is backed 1:1 by US dollars held in FDIC-insured bank accounts. Independent accounting firms publish monthly attestation reports to verify reserves, providing transparency unavailable from algorithmic or unregulated stablecoins. As a regulated stablecoin issued by a New York trust company under NYDFS supervision, GUSD provides regulatory compliance and redemption guarantees that distinguish it from unregulated alternatives.

Technical Infrastructure

GUSD operates on the Ethereum blockchain as an ERC-20 token, enabling programmable money capabilities, smart contract integration, and fast settlement for digital payments. The stablecoin supports DeFi protocols, cross-border remittances, trading pairs, and treasury management applications. GUSD benefits from Ethereum's security, decentralization, and extensive ecosystem of compatible wallets and platforms.

Institutional Applications

Institutions use GUSD for settlement, treasury operations, collateral management, and as a stable medium of exchange in crypto markets. The stablecoin provides a reliable on-chain dollar for institutional workflows requiring price stability, regulatory certainty, and transparent reserve attestation. Use cases include OTC trade settlement, derivatives collateral, cross-exchange arbitrage, and corporate treasury diversification into digital dollars.

Regulatory Compliance & Security

As a product of Gemini Trust Company LLC, a New York-chartered limited liability trust company subject to New York Banking Law, GUSD operates under comprehensive regulatory oversight. The stablecoin benefits from Gemini's SOC 1 Type 2, SOC 2 Type 2, and ISO 27001 certifications, providing enterprise-grade security and compliance standards for institutional adoption.