Figure Connect

Figure Connect is a capital markets marketplace platform that connects loan originators directly with institutional investors, leveraging blockchain technology to streamline private credit markets. The platform brings Figure's extensive network of institutional buyers to lending partners, providing enhanced liquidity, price transparency, and faster execution.

Marketplace Features

Figure Connect enables loan originators to receive forward commitments from buyers, lock active bids, and control pricing to balance profitability with volume. Originators can deliver pools of loans into these commitments with standardized documentation and sale terms, dramatically reducing the complexity of traditional loan sales.

For investors, Figure Connect provides efficiency through common standardized sale terms, reducing traditional settlement processes that can take weeks or months. The platform standardizes key characteristics of loan pools and sale terms to create greater price certainty ahead of initial loan origination. This transparency helps investors make more informed decisions and reduces operational overhead.

Market Scale & Network

Figure Connect has achieved significant scale, with 40% of HELOC volume now transacted through the platform. The marketplace handles billions in loan transactions, connecting 250+ partner institutions with major Wall Street firms including Goldman Sachs, J.P. Morgan, and Barclays. By displacing legacy lending infrastructure with blockchain-based processes, Figure Connect drives capital market efficiency and expands access to institutional credit markets.