Dropp Pay — Crypto & Bank-Rail Merchant Payment Platform

Dropp enables businesses to accept stablecoin and instant bank payments through a unified payment platform, offering a Web3-native alternative to traditional card processing designed for small value payments and everyday commerce.

Product Overview

Built on Hedera Hashgraph's distributed ledger and integrated with real-time US bank rails (RTP via The Clearing House and FedNow), Dropp supports USDC (Circle's USD-backed stablecoin) and HBAR alongside traditional credit cards. Transactions settle instantly at approximately 1% — up to 10x cheaper than card networks — making sub-$25 payments viable for the first time. Dropp is listed in the FedNow Service Provider Showcase and maintains banking partnerships with Truist and Pinnacle Corp.

Key Features

• Stablecoin payments: USDC and HBAR accepted via Hedera Hashgraph DLT with instant on-chain settlement

• Real-time bank rails: RTP and RfP (The Clearing House) and FedNow integration for bank-to-bank transfers

• Payments API & SDK: Full REST API and SDKs for embedding all payment methods — bank transfers, credit cards, USDC, and HBAR — into any application, with webhook support and developer docs at docs.dropp.cc

• White-Label Digital Wallet: Branded multi-currency wallet (iOS, Android, browser extension) supporting fiat (USD), USDC, and HBAR, with WalletConnect protocol for dApp connectivity

• No-code plugins: WordPress plugins for WooCommerce checkout, pay-per-use content gating, Memberpress, Restrict Content Pro, and tipping; Shopify App Store integration with three-step setup

• Micropayment support: Transactions as low as 1 cent, enabling pay-per-use content models uneconomical on card networks

• Merchant portal: Account management, same-day and on-demand payouts, and dynamic/static QR code generation for in-store POS use

Use Cases

Dropp serves merchants, developers, and platforms seeking to reduce payment processing costs or unlock business models limited by processing fees. Ideal for digital content platforms enabling pay-per-article or tipping, e-commerce businesses processing high volumes of transactions, and Web3 applications requiring both crypto and fiat payment acceptance.