Dropp Pay — Crypto & Bank-Rail Merchant Payment Platform

Dropp enables merchants to accept stablecoin and bank-transfer payments through a unified payment platform, offering a Web3-native alternative to traditional card processing designed for micropayments and everyday commerce.

Product Overview

Built on Hedera Hashgraph's distributed ledger and integrated with real-time US bank rails (RTP via The Clearing House and FedNow), Dropp supports USDC (Circle's USD-backed stablecoin) and HBAR alongside traditional credit cards. Transactions settle instantly at approximately 1% — up to 10x cheaper than card networks — making sub-$25 micropayments economically viable for the first time. Dropp is listed in the FedNow Service Provider Showcase and maintains banking partnerships with Truist and Pinnacle Corp.

Key Features

• Stablecoin payments: USDC and HBAR accepted via Hedera Hashgraph DLT with instant on-chain settlement
• Real-time bank rails: RTP (The Clearing House) and FedNow integration for bank-to-bank transfers
• Payments API & SDK: Full REST API and SDKs for embedding all payment methods — bank transfers, credit cards, USDC, and HBAR — into any application, with webhook support and developer docs at docs.dropp.cc
• White-Label Digital Wallet: Branded multi-currency wallet (iOS, Android, browser extension) supporting fiat (USD), USDC, and HBAR, with WalletConnect protocol for dApp connectivity
• No-code plugins: WordPress plugins for WooCommerce checkout, pay-per-use content gating, and tipping; Shopify App Store integration with three-step setup
• Micropayment support: Transactions as low as 1 cent, enabling pay-per-use content models uneconomical on card networks
• Merchant portal: Account management, same-day and on-demand payouts, and dynamic/static QR code generation for in-store POS use

Use Cases

Dropp serves merchants, developers, and platforms seeking to reduce payment processing costs or unlock micropayment-driven business models. Ideal for digital content platforms enabling pay-per-article or tipping, e-commerce businesses processing high volumes of small-ticket transactions, and Web3 applications requiring both crypto and fiat payment acceptance.