Dropp, Inc.

Dropp, Inc. is a micropayments platform founded in 2020, headquartered in New Jersey, USA. The company provides an innovative pay-by-bank and stablecoin payment infrastructure that enables ultra-low-cost, instant digital transactions — targeting the large segment of consumer commerce where transactions fall below $25.

Built on Hedera's distributed ledger technology and integrated with real-time payment rails (RTP via The Clearing House, FedNow), Dropp charges approximately 1% per fiat transaction, which is up to 10x cheaper than traditional card-based payment processors. The platform is listed in the FedNow Service Provider Showcase and has banking partnerships with Truist and Pinnacle Corp.

Core Products/Services

Dropp offers a comprehensive suite of payment tools for merchants and developers:

• Pay-by-Bank Rails: Instant bank-to-bank payment processing using RTP infrastructure

• Pay-by-Stablecoin Rails: Payments via USDC (Circle's USD-backed stablecoin) and Hedera HBAR

• Digital Wallet (White-Label): Multi-currency, privacy-protected wallet for mobile and desktop, available as a white-labeled solution for businesses

• APIs & SDKs: Developer tools for embedding Dropp payments into any application

• No-Code Plugins: WordPress (Pay Per Use, Tipping, WooCommerce) and Shopify integrations requiring no coding

• Merchant POS Tools: Dynamic and static QR code payment generation for in-store use

• Embedded Solutions: Wallet integration directly into third-party apps

Key Strengths

Dropp's core differentiation lies in the combination of real-time banking rails with distributed ledger technology. By leveraging Hedera Hashgraph, the platform achieves near-instant settlement and minimal transaction overhead, enabling micropayment use cases (pay-per-use content, tipping, micro-subscriptions) that are economically unviable on traditional card networks. The wallet also supports WalletConnect, NFT viewing/trading, and DAO engagement, bridging traditional fintech with Web3 infrastructure.

The team brings over 25 years of combined experience in financial services, peer-to-peer payments, and real-time technology. Dropp is incubated by the OpenCrowd Engineering Team.

Notable Clients/Projects

• FedNow Service Provider Showcase participant

• Banking integration with Truist Bank

• POS partnership with Pinnacle Corp and RapidRMS

• Hedera ecosystem partner

Why Choose Dropp

For merchants and developers seeking to accept micro or small value transactions and reduce payment processing costs, Dropp provides a turnkey solution spanning bank rails, stablecoin payments, and Web3 wallet infrastructure — all accessible via no-code plugins or full API integration.