Crypto Card Issuing & Payment Infrastructure

Immersve is an issuing-as-a-service platform that enables businesses to launch Mastercard-branded payment card programs backed by digital assets, with cardholders able to spend at 70+ million Mastercard acceptance points worldwide.

Product Overview

As a principal Mastercard member, Immersve provides the complete white-label payment infrastructure stack: BIN sponsorship, card issuance, scheme fee management, and payment processing — all bundled into a single per-transaction pricing model with no upfront costs. Custodial exchanges, non-custodial Web3 wallets, and DeFi protocols integrate via REST APIs and on-chain smart contracts to embed card creation, management, and distribution directly within their platforms.

Key Features

• BIN sponsorship: Principal Mastercard membership means partners launch as Mastercard affiliates without requiring a banking licence
• White-label card programs: Fully branded physical, virtual, and xPay (Apple Pay / Google Pay) cards with configurable spending limits and transaction approval logic
• Multi-chain support: Polygon, Ethereum, Arbitrum, Algorand, and Xahau, with Solana, Avalanche, and BNB Chain in progress
• Revenue sharing: Partners earn a percentage of card transaction revenue
• Fast launch: Card programs can go live within days
• Regulated in five jurisdictions: Australia, New Zealand, UAE, UK, and United States

Deployment Models

• Custodial businesses: Centralized exchanges and crypto custodians integrate via API to offer Mastercard cards directly within their platforms
• Non-custodial / Web3 wallets: dApps and Web3 wallets add payment capabilities via smart contract integration, allowing users to spend from self-custodied wallets
• DeFi protocols: Decentralized finance protocols bridge on-chain liquidity to Mastercard's global merchant network through trustless smart contract-based payment flows

Use Cases

Immersve serves crypto exchanges seeking a card offramp, Web3 wallet providers adding real-world spending, and DeFi protocols connecting on-chain liquidity to everyday commerce.