Immersve

Immersve is a regulated fintech company founded in 2022 and headquartered in Auckland, New Zealand. As a principal member of the Mastercard network, Immersve operates an issuing-as-a-service platform that bridges centralized and decentralized payment experiences — enabling businesses to issue Mastercard-branded cards that allow end users to spend digital assets anywhere Mastercard is accepted across 70+ million merchants worldwide.

Core Products/Services

Immersve's platform serves two primary business segments:

Custodial Businesses: Exchanges, crypto platforms, and any service that holds or manages digital assets on behalf of users can integrate Immersve's card program to offer physical, virtual, and xPay (Apple Pay/Google Pay) cards. The platform handles BIN sponsorship, card issuance, scheme fees, and processing — all on a simple per-transaction fee with no upfront costs.

Non-Custodial Businesses: Decentralized applications (dApps), Web3 wallets, and DeFi protocols can integrate Immersve's APIs and smart contracts to enable users to spend directly from their self-custodied wallets without needing a bank or exchange intermediary. This trustless bridge connects Web3 dApps to Mastercard's global acceptance network.

Key solution verticals include:

• Web3 Wallets: Wallet providers add Immersve's "Pay" button via APIs to allow users to transact at Mastercard merchants in real life.
• DeFi Protocols: DeFi users can spend digital assets directly from their protocols without going through an exchange.
• Exchanges: Crypto exchanges can offer custodial or non-custodial Mastercard cards as an offramp experience directly within their platform.
• BIN Sponsorship / Card Issuing: Businesses become Mastercard affiliates and launch fully configurable, custom-branded card programs in days.

Key Strengths

Immersve's technology stack supports multiple major blockchains including Polygon, Ethereum, Arbitrum, Algorand, and Xahau, with Solana, Avalanche, BNB Chain, TRON, Stellar, NEAR, Cosmos, and Optimism coming soon. The platform provides:

• Full developer tooling: REST APIs, smart contract integrations, and comprehensive documentation
• Regulatory compliance: Immersve is a regulated entity in all jurisdictions where it operates (Australia, New Zealand, UAE, UK, US)
• Apple Pay integration: Immersve-issued cards can be loaded into Apple Wallet for contactless payments
• Configurable card programs: Custom spending limits, card types, branding, and real-time transaction approvals
• No upfront costs: Per-transaction pricing inclusive of BIN sponsorship, scheme fees, and processing

Notable Clients/Projects

Immersve has partnered with Binance to launch a Binance Mastercard card (announced February 2026), enabling Binance users to spend crypto at Mastercard merchants. The company has also announced partnerships delivering Web3 payment innovation in Australia and New Zealand.

Why Choose Immersve

Immersve is the only company that supports both centralized and decentralized payment experiences within a single issuing-as-a-service platform. By being a principal Mastercard member, Immersve can offer BIN sponsorship directly — eliminating the need for businesses to work with traditional banking intermediaries. The platform's smart contract-based architecture enables truly trustless, non-custodial payment flows that are unique in the market, empowering businesses to build innovative crypto payment products that work anywhere Mastercard is accepted.