Wirex Stablecoin Fiat On/Off-Ramp Infrastructure

Stablecoin-Fiat Conversion at Scale

Wirex provides enterprise-grade fiat-to-stablecoin and stablecoin-to-fiat conversion infrastructure for businesses, fintechs, and developers. Across its Business Accounts, Bank Accounts API, Stablecoin Settlement Network, and developer API, Wirex delivers 1:1 instant conversion between USD, EUR, and GBP fiat and major stablecoins (USDC, EURC) with zero on-ramp or off-ramp fees.

Core Capabilities

• 1:1 fiat-stablecoin conversion: Instant, 24/7 exchange between fiat and stablecoins at par with no spread or hidden costs
• Named virtual IBAN accounts: Each business or embedded user receives a unique IBAN for compliance, reconciliation, and fund segregation — supporting USD, EUR, and GBP
• Zero on-ramp and off-ramp fees: Move value across fiat and stablecoin rails without conversion or deposit charges
• Stablecoin Settlement Network: The world's first dual-stablecoin settlement infrastructure — USDC and EURC accepted and settled globally with zero prefunding requirements
• Regional rail integrations: SEPA and SWIFT-compatible accounts with real-time settlement
• API-driven integration: REST APIs and SDKs allow fintechs, marketplaces, and digital platforms to embed fiat-stablecoin conversion directly into their products

Who It Serves

Fintechs and PSPs adding stablecoin rails without building from scratch, global businesses needing instant fiat-crypto treasury conversion, marketplaces paying and receiving in dual stablecoins, trading platforms and exchanges moving liquidity across fiat and on-chain, and developers building embedded stablecoin banking products.