Wirex

Wirex is a next-generation digital finance platform founded in 2014 and headquartered in London, United Kingdom. Trusted by over 7 million users in 130+ countries and backed by Visa and Mastercard principal memberships, Wirex has processed more than $20 billion in transactions. The platform bridges the gap between traditional finance and Web3, positioning itself as the unified infrastructure layer where stablecoins become real-world money for consumers, businesses, and builders.

Core Products/Services

Wirex operates across three primary segments:

Business Banking (Wirex Business): A comprehensive financial stack for modern companies combining stablecoin banking, multi-currency IBAN accounts, corporate Visa cards, payroll capabilities, and a yield product. Wirex Business provides 1:1 fiat-to-stablecoin conversion with zero FX fees, instant multi-chain transfers, and automated reconciliation. Corporate teams can issue virtual and physical Visa cards accepted at 80 million+ merchants globally, with real-time spend controls and dedicated payroll budgets. The Corporate Yield product offers up to 6% APY on stablecoin balances powered by Morpho and AAVE institutional lending, with full liquidity and daily yield distributions.

Developer Infrastructure (Wirex API): A unified stablecoin API enabling fintechs, banks, neobanks, marketplaces, gaming platforms, and Web3/DeFi applications to build financial products without constructing their own infrastructure. Key developer products include:

• Stablecoin Bank Accounts API: Global stablecoin bank accounts with named IBANs, 1:1 fee-free fiat-stablecoin conversion, and embedded wallet capabilities
• Co-Branded Card Issuance: A white-label Visa card programme enabling partners to issue stablecoin-linked physical and virtual cards under their own brand, with full KYC/AML, dispute handling, and settlement managed by Wirex
• On-Chain Infrastructure: Enterprise-scale blockchain platform powering programmable stablecoin payments, on-chain orchestration, and cross-network settlement
• Stablecoin Settlement Network: The world's first dual-stablecoin settlement network processing USDC and EURC transactions with 1:1 fiat conversion, zero prefunding, and Visa connectivity

Key Strengths

Wirex's competitive advantages include its dual Visa and Mastercard principal membership status, a decade of payments expertise since 2014, non-custodial architecture with no counterparty risk, and built-in compliance features including KYT, AML, Travel Rule, and KYB readiness. The API-first infrastructure supports white-label integration, sandbox and production environments, ISO-compliant API responses, real-time webhooks, and multi-tenant scalability from MVP to millions of users. Wirex holds $30 million+ in insurance on digital assets and supports over 150 traditional and digital assets.

Notable Clients/Projects

Wirex serves fintechs and PSPs, marketplaces, global payroll platforms, trading and exchange businesses, gaming and digital asset companies, and Web3 and DeFi platforms. With $20B+ processed and 7M+ customers, the platform has demonstrated enterprise-grade reliability at scale.

Why Choose Wirex

Wirex eliminates the need for businesses to stitch together multiple providers for payments, banking, card issuance, compliance, and yield. Its single unified API covers accounts, payments, cards, and yield, with compliance-first architecture (KYB, KYT, Travel Rule-ready), programmable money layer for automating treasury and payouts, and institutional-grade security via Fireblocks custody and multi-sig key management. For developers and fintechs, Wirex offers launch-ready stablecoin products in days rather than months.