Trace Finance Platform

Trace Finance Platform is a comprehensive financial infrastructure solution enabling businesses to integrate payments, stablecoin conversions, multi-currency banking, and cross-border payment capabilities into their applications for Brazil and Latin America operations.

Core Capabilities

Payment Processing

• PIX Payments: Instantly send and receive payments within Brazil via Brazil's instant payment system
• TED Payments: Execute traditional TED bank transfers through the API
• Boleto Payments: Generate and process boleto payments, a widely accepted payment method in Brazil
• Cross-Border Payments: Send and receive international payments with real-time lock pricing 24/7

Crypto and Stablecoin Operations

• Create and manage crypto wallets for users
• Execute stablecoin conversions (BRL to USDC) with real-time rates
• Support for multiple blockchain networks including Ethereum
• Instant crypto on/off-ramp capabilities via PIX integration completing in under 1 minute
• Multi-source routing for optimal execution and best rates
• Deep liquidity ensuring consistent pricing for all transaction sizes

Multi-Currency Banking

• Bank accounts in Brazilian Real (BRL), US Dollar (USD), and Euro (EUR)
• Local named accounts for business identity and virtual accounts for flexible payment collection
• Real-time balance monitoring with instant notifications on account activity
• Integrated foreign exchange conversion with competitive institutional rates
• FX dashboard for comprehensive treasury management

Cross-Border Payment Rails

• PIX (Brazil): Brazil's instant payment system for real-time BRL transfers
• SPEI (Mexico): Mexican interbank electronic payment system
• ACH (United States): Automated Clearing House for USD payments
• SEPA (Europe): Single Euro Payments Area for EUR transfers
• Local payment methods across 15+ countries

Technical Features

• Easy Integration: Quick setup with well-documented RESTful APIs
• 99.95% Uptime: Enterprise-grade reliability for critical financial operations
• Real-Time Processing: Stablecoin conversions complete in under 1 minute
• 24/7 Operation: True round-the-clock availability including weekends and holidays
• Security: Top-tier security measures protecting all transactions and data
• Compliance Built-In: Regulatory alignment with AML/CFT global standards and automated KYC/AML processes

Use Cases

Ideal for crypto exchanges requiring instant BRL on/off-ramps, global fintechs launching in Brazil without local entity, international businesses paying Brazilian suppliers, investment funds deploying capital across LATAM, Web3 companies enabling local currency crypto purchases, and trading firms accessing LATAM liquidity for arbitrage strategies.