Regulated Stablecoin & Tokenized Treasury Infrastructure

OpenEden provides regulated stablecoin issuance and real-world asset tokenization infrastructure, delivering fiat-pegged digital currencies and tokenized U.S. Treasury products with institutional-grade compliance and transparency.

USDO - Regulated Native-Yield Stablecoin

USDO represents "money, upgraded" - a regulated, native-yield stablecoin offering the stability of U.S. dollar backing with built-in yield generation. Issued by OpenEden Digital Limited, a Bermuda-licensed digital asset business, USDO is fully backed by on-chain U.S. Treasury Bills reserves.

Regulatory Framework:

• Issued by OpenEden Digital Limited (OED), licensed by the Bermuda Monetary Authority (BMA)
• Digital Asset Business license #202403468
• Strict regulatory oversight ensuring customer protection and compliance

Reserve Structure:

• Fully collateralized by tokenized treasuries, including OpenEden's TBILL tokens (rated "AA+" by S&P Global)
• $62.61M in circulation with $63.97M in reserves (102% collateralization ratio)
• Over-collateralization for enhanced security
• Real-time transparency through dedicated reserves dashboard
• Bankruptcy-remote structure protecting reserves from issuer insolvency

Native Yield:

• Automatic yield delivery at approximately 3.25% APR
• Yield generated from underlying U.S. Treasury Bills
• No staking or locking required - yield distributed natively to holders

Multi-Chain Availability: USDO is accessible across five major blockchain networks: Ethereum, Base, BNB Chain, Kaia, and Solana, providing broad DeFi ecosystem integration.

Use Cases:

• Treasury management for DAOs and protocols
• Stable medium of exchange with built-in returns
• DeFi payments and liquidity provision
• Savings without active yield farming strategies

TBILL - Tokenized U.S. Treasury Infrastructure

TBILL represents OpenEden's breakthrough in real-world asset tokenization infrastructure. The "AA+" rated (S&P Global) and "A" rated (Moody's) tokenized U.S. Treasury fund provides the underlying infrastructure for both direct institutional investment and as collateral for products like USDO.

Tokenization Infrastructure:

• Professional Fund structure under BVI Securities and Investment Business Act 2010
• Regulated by BVI Financial Services Commission (BVIFSC)
• Fund management by BNY Investments
• World's first tokenized U.S. Treasury product to receive "A" rating from Moody's

Asset Backing & Transparency:

• Fully backed by U.S. Treasury Bills
• $82.27M Total Value Locked
• 3.37% 7-day yield (as of March 2026)
• Daily Net Asset Value (NAV) reporting
• Monthly customized client statements from independent fund administrator
• On-chain transaction execution for complete transparency

Multi-Chain Infrastructure: TBILL tokens are available across Ethereum, Arbitrum, XRPL (XRP Ledger), and Solana, enabling broad DeFi composability and accessibility.

Security & Auditing:

• Independent operational audit by Ernst & Young (no high-risk findings)
• Smart contract audits by Hacken and Verichains
• Institutional service providers: BNY Mellon, KPMG, Coinbase, Circle, LSEG, Elliptic
• Legal support from Carey Olsen and Harneys

Target Customers

OpenEden's stablecoin and RWA tokenization infrastructure serves institutional investors, DeFi protocols, crypto-native businesses, DAOs with treasury management needs, and qualified individual investors. USDO is available to eligible customers meeting jurisdictional requirements with KYC/AML clearance. TBILL is exclusively available to Professional Investors as defined under BVI law, requiring successful compliance onboarding.