Programmable Stablecoin Payment APIs

RebelFi's reversible payment APIs and smart escrow infrastructure give banks, fintechs, payroll platforms, and enterprises full programmable control over stablecoin payment flows — including the ability to cancel or reverse transactions before settlement.

Product Overview

Built on Circle Programmable Wallets and deployed across Ethereum, Solana, Base, and Arbitrum, RebelFi's payment infrastructure makes stablecoin disbursements as flexible as traditional ACH reversals. Businesses can issue payouts, hold them in smart escrow, and cancel or modify them within configurable windows — eliminating costly payment disputes and manual reconciliation.

Key Features

• Reversible and cancellable payout flows for payroll, OTC settlement, and merchant disbursements
• Smart escrow contracts with programmable release conditions and hold periods
• Multi-chain support across 8 blockchain networks via Circle Cross-Chain Transfer Protocol (CCTP)
• Embedded KYT (Know Your Transaction) screening and automated sanctions checking
• Compliance reporting for 12 regulatory frameworks including MiCA and the GENIUS Act
• Non-custodial architecture — clients retain signing authority over their funds
• Sub-24-hour withdrawal liquidity maintained for operational needs
• Configurable risk parameters, exposure monitoring, and full audit trails

Use Cases

Ideal for payroll platforms that need to issue and potentially reverse employee payouts, OTC desks requiring atomic settlement with dispute windows, and merchants managing stablecoin disbursements across multiple chains. RebelFi is a Circle Developer Grant recipient (2026), reflecting its deep integration with Circle's programmable wallet and CCTP infrastructure.