Plug and Pay — Embedded Crypto Payments API

Oobit's Plug and Pay is a white-label embedded payment API that gives crypto wallets, Web3 applications, stablecoin platforms, and exchanges the ability to offer real-world spending to their users — online and in-store at 150M+ Visa-accepting merchants globally — without building proprietary payment infrastructure.

Product Overview

Designed for B2B integration, Plug and Pay abstracts away the complexity of card issuance, compliance, and Visa settlement. Partners embed the product via a React Native or React Web SDK and go live in days rather than months. Oobit manages KYC, AML, risk screening, card lifecycle, and fiat settlement end-to-end, so wallet developers and Web3 teams can focus on their core product.

Key Features

• White-label card issuance with fully branded, customizable card designs
• Online and in-store payments at 150M+ Visa-accepting merchants worldwide
• Apple Pay and Google Pay integration where available
• Embedded KYC and AML compliance managed entirely by Oobit
• Global user onboarding from 100+ countries
• Multi-network support: Ethereum, BNB Smart Chain, Solana, Polygon, TON, VeChain
• TypeScript SDK with Create Token API, authentication guides, and transaction handling
• End-user card activation in minutes after embedded KYC verification

Integration Process

1. Contact Oobit ([email protected]), complete KYB approval, and receive API credentials with sandbox access
2. Embed payment functionality using the React Native or React Web SDK
3. Deploy a fully branded UI with custom card designs
4. Go live — end-users complete KYC in-app and activate their card instantly

Why Choose Oobit

Backed by a $25M Series A led by Tether and registered in Singapore, Oobit provides a turnkey regulated payment stack. Partners avoid acquiring card issuing licenses or managing compliance while delivering a seamless real-world crypto spending experience to their users.