Payment Links & QR Checkout

Koywe enables businesses and merchants across Latin America to collect international payments from clients and tourists using local payment methods — without needing a website, a POS terminal, or a foreign bank account.

Payment Links

Koywe's Payment Links product lets businesses generate shareable payment links to collect from international clients, who pay using familiar local methods while the merchant receives funds in their chosen currency.

• No website required: Works via WhatsApp, email, social media, or any messaging channel.
• Local payment methods for clients: Pix (Brazil), SPEI (Mexico), PSE (Colombia), Khipu (Chile), Ligo (Peru), and others.
• Flexible settlement currency: Merchant chooses their receive currency (MXN, CLP, USD, and others).
• Pre-transaction FX visibility: Exchange rate shown before generating the link.
• Downloadable reconciliation reports: Payment data exportable for accounting.
• 24/7 bank withdrawal: Funds withdrawable to local bank account at any time.
• Country coverage: Chile, Mexico, Peru, Argentina, Bolivia, Brazil, and Colombia.

QR Checkout (Cobros con QR)

Koywe's QR Checkout is a point-of-sale solution for physical merchants in tourist-heavy locations to accept payments from international visitors using QR codes.

• In-person dynamic QR codes: Generated via the Koywe mobile app per transaction.
• Tourist payment methods supported: Argentina QRi/Bind QR, Bolivia SIP QR, Brazil Pix, Colombia PSE, Peru Ligo.
• No POS hardware required: Uses existing smartphones instead of card terminals.
• Settlement in merchant's local currency: Funds arrive in the merchant's Koywe account in minutes.
• Pay-per-use pricing: Commission per transaction, no monthly subscription.
• Currently available in: Chile and Argentina.

Payments Platform (API)

For fintechs and PSPs, Koywe's broader Payments and Collections platform provides API access to integrate pay-in and pay-out flows across multiple LATAM countries programmatically, with built-in KYC/KYB, transparent FX, and real-time tracking. Koywe is regulated by Chile's CMF and registered as a PSAV in Argentina, and is part of Mastercard's Crypto Partner Program.