Payment API & Merchant Infrastructure

Skyline Digital's Payment API enables fintech platforms, wallets, and Web3 applications to integrate comprehensive crypto-to-fiat payment capabilities directly into their products. This white-label infrastructure allows partners to offer seamless payment and offramping services to their users while maintaining their brand experience.

API Capabilities

Embedded Payment Infrastructure: Integrate Skyline Digital's full payment stack directly into your application, maintaining your brand experience and user interface. Partners can offer worldwide offramping, enabling users to convert crypto to fiat and transfer to bank accounts globally.

Merchant Payment Acceptance: Enable businesses to accept cryptocurrency payments from end customers, with support for all major stablecoins and automatic conversion to fiat if desired.

Third-Party Payments: Allow users to pay anyone, anywhere in the world, directly from your platform using crypto or fiat. Support for EUR, USD, CHF, SGD, GBP, DKK, and SEK provides global reach.

Invoice Settlement: Enable businesses to generate and settle invoices using both crypto and fiat currencies through a single API integration, supporting the "Invoice Me" feature and custom invoice link generation.

Integration Options

White-Label Solution: Fully branded integration that appears as a native feature of your platform, maintaining consistent user experience without redirecting to external services.

iFrame Integration: Quick implementation using embedded iFrames for faster time-to-market, balancing development speed with integration depth.

Custom Integration: Tailored API implementation designed for specific platform requirements and use cases, providing maximum flexibility for unique business needs.

Flexible Onboarding: Choose between platform-hosted onboarding or Skyline-hosted KYC/KYB processes, depending on your compliance infrastructure and user experience preferences.

Business Model Options

Revenue Share: Participate in transaction fees generated by your users, creating a new revenue stream from payment services without upfront investment.

Nominal Fee: Flat-rate pricing model for platforms preferring predictable cost structures and simpler financial modeling.

Customized Pricing: Negotiated terms based on expected volume and specific partnership requirements, optimized for each partner's business model.

Technical Features

API Key Management: Simple API key provisioning and management through the Skyline platform or programmatically, supporting multi-environment setups for development, staging, and production.

Transaction Initiation: Flexible transaction initiation via API within your application or by redirecting users to Skyline's platform for hosted payment experiences.

Webhook Support: Real-time transaction status updates and notifications keep your platform synchronized with payment status changes, enabling responsive user experiences.

Comprehensive Documentation: Full API documentation including code examples, endpoints, and integration guides available at the GitBook documentation portal (skyline-digitial.gitbook.io/skyline-digital-api/), supporting rapid integration.

Target Partners

The Payment API serves crypto wallets adding fiat offramp capabilities, Web3 platforms seeking to offer payment services, fintech apps expanding into crypto, DAOs or platforms serving international communities requiring multi-currency support, and any application wanting to accept crypto payments from end customers.

Compliance Benefits

Partner platforms benefit from Skyline Digital's Swiss VASP registration and FINMA supervision, offloading complex regulatory compliance requirements while offering users a trusted, regulated payment solution. This enables rapid market entry without building compliance infrastructure.