LINK FX & Cross-Border Payment Infrastructure

LINK provides a comprehensive suite of B2B fiat on/off-ramp and cross-border payment products enabling platforms, fintechs, enterprises, and financial institutions to convert between fiat currencies, stablecoins, and emerging-market currencies through a single integration.

Product Overview

Built on programmable FX rails that combine stablecoins, DeFi infrastructure, and traditional payment networks, LINK's infrastructure covers 400+ currency pairs with real-time rates updated every second. The platform is registered as a Money Services Business (MSB) with FINTRAC in Canada, with built-in KYB and AML compliance for all users.

Key Features

• LINK FX API: Single API integration for 400+ currency pairs, live in under 3 weeks, with transparent pricing and no hidden spreads
• LINK Business Treasury Platform: Multi-currency balance management, real-time FX conversions, global disbursement via domestic payment networks, and stablecoin yield features
• NGNC Stablecoin: Fully reserved Nigerian Naira stablecoin deployed on Stellar, Polygon, Avalanche, Base, and Solana — the largest African high-yield bearing stablecoin
• WAVY OTC Desk: Decentralised stablecoin FX liquidity for large or frequent cross-border transactions via smart contracts
• Settlement across bank transfers, mobile money, and digital wallets
• Instant to 24-hour automatic local settlement depending on corridor
• No monthly platform fees — per-transaction pricing with custom rates for high-volume users

Use Cases

LINK is purpose-built for apps, platforms, fintechs, and enterprises expanding into Africa, Latin America, and South/Southeast Asia. Treasury teams use LINK Business for multi-currency management and global disbursement. Developers integrate the LINK FX API to embed compliant cross-border payments into their products. Stablecoin teams and DeFi protocols integrate NGNC for naira-denominated liquidity.