LINK

LINK (operating as LINK Technology Ltd / LINK Financial Inc.) is a real-time FX infrastructure company building programmable payment rails for the modern global economy. Founded by three co-founders — Emmanuel Evarist (CEO), Tomisin Leshi (CTO), and Marvel George (COO) — the company emerged from firsthand frustration with the high cost of international money transfers faced by international students. Winning a Stellar Development Foundation bootcamp across the African continent validated their blockchain-first approach to solving global payment infrastructure challenges.

LINK's core mission is to make global stablecoin payments accessible to businesses, fintechs, platforms, and financial institutions. The company is registered as a Money Services Business (MSB) with FINTRAC in Canada (MSB ID No. M23788221), underscoring its regulatory commitment.

Core Products/Services

LINK offers three primary products:

LINK FX API — A single API integration providing access to 400+ currency pairs with real-time FX rates updated every second. Developers can go live in under 3 weeks with sandbox access, transparent pricing, no hidden fees, and automatic settlements. The API supports bank transfers, mobile money, and digital wallets, and is purpose-built for apps, platforms, fintechs, and enterprises expanding globally.

LINK Business (Treasury Platform) — A dashboard enabling businesses to manage balances, execute FX conversions, disburse payments across domestic payment networks in major markets, and access savings/yield features. It includes built-in KYB, AML compliance, and supports multi-currency flows through a single integration.

NGNC (NGN Coin) — A fully reserved, fiat-backed Nigerian Naira stablecoin deployed natively on Stellar, Polygon, Avalanche, Base, and Solana. NGNC maintains a 1:1 peg to the Nigerian Naira with 100% cash reserves and published quarterly attestations. It is the largest African high-yield bearing stablecoin, offering APRs up to 300% through DeFi staking protocols. Businesses and developers can integrate NGNC into dApps, exchanges, and wallets.

WAVY — A stablecoin FX liquidity product providing access to an OTC desk for global FX liquidity powered by stablecoins and smart contracts.

Key Strengths

• Programmable FX rails combining stablecoins, DeFi infrastructure, and traditional payment rails
• Deep liquidity in hard-to-reach emerging markets, particularly Africa
• Regulatory compliance with FINTRAC (Canada) and built-in KYB/AML
• Multi-chain stablecoin infrastructure (Stellar, Polygon, Avalanche, Base, Solana)
• Part of Tether's USDT directory as a payment infrastructure partner
• Circle USDC grant recipient (2025 cohort)
• Featured in programs including Binance SpringX Web3 Accelerator, Token2049 Nexus, and Web Summit

Notable Clients/Projects

LINK serves fintechs, platforms, treasury teams, and stablecoin API teams. The company is listed in Tether's USDT directory as an infrastructure partner and has received a Circle USDC grant. It has been featured by TechCabal and LumenLoop, and is a member of the DIFC Innovation Hub cohort.

Why Choose LINK

LINK provides the missing infrastructure layer that enables businesses to monetize FX, disburse globally via local networks, and go live with stablecoin payments without deep blockchain expertise. Its unified API covers 400+ currency pairs, delivers transparent real-time rates, and supports settlement through bank transfers, mobile money, and digital wallets — all with built-in compliance and no monthly platform fees.