International Payroll & Business Payments

Bingtellar provides stablecoin-powered payroll and business payment infrastructure for companies operating across African and global markets, enabling fast, low-cost disbursements to employees and vendors in 100+ countries.

Product Overview

Built on USDC and USDT stablecoin rails backed by Circle and the Stellar Foundation, Bingtellar's payroll product lets SMEs, startups, and enterprises pay distributed or remote employees in their local currency — directly to mobile money wallets (e.g. MoMo), local bank accounts, or stablecoin wallets. Payments are settled 5–10x cheaper than traditional bank wires, with mid-market FX rates and no hidden fees.

Key Features

• International payroll disbursement: Pay remote and nomadic employees in their local currency across Africa, Europe, and North America
• Stablecoin settlement: USDC and USDT rails for instant, compliant cross-border salary payments
• Fast settlement: Local currency delivery within 5–10 minutes (maximum 10 hours); 24/7 availability
• Fair FX rates: Mid-market exchange rates applied on all payout conversions — no spread markups
• Multi-country reach: Payments to 100+ countries including Nigeria, Ghana, Kenya, and major Western markets
• Global B2B payments: Pay international suppliers and optimise cash flow across borders
• Borderless treasury: Freely reallocate capital to and from emerging markets without margin erosion
• Business API: Programmatic integration for automated payroll and vendor payment workflows
• Transparent fees: Fixed, disclosed pricing — no surprise charges

Use Cases

Bingtellar's payroll product is designed for businesses that employ or contract talent across borders, particularly those with a presence in African markets. Typical users include startups with distributed African engineering teams, exporters managing supplier payments, and global companies hiring remote workers in Nigeria, Ghana, or Kenya.