Bingtellar

Bingtellar is a financial technology company founded in 2023 that builds payments infrastructure for global citizens — including freelancers, remote workers, contractors, importers, exporters, and businesses. Headquartered in Lagos, Nigeria, and registered in Delaware, USA, the company is on a mission to democratize access to modern finance for Africans globally, making cross-border payments as simple as sending a text message.

Supported by the Stellar Foundation and Circle (USDC), Bingtellar uses blockchain and stablecoin rails to power faster, cheaper international transactions — claiming to be 3x faster and 2x cheaper than traditional financial methods.

Core Products

Bingtellar offers a suite of products centred on cross-border payments and crypto-fiat conversion:

• Cross-Border Money Transfer: Send and receive money across Africa and internationally in seconds, at fees up to 5–10x lower than traditional banks. Supports settlements in USDC instantly or local currencies within minutes.
• Stablecoin Ramp: Convert cash-to-crypto and crypto-to-cash directly from existing exchanges or wallets. Supports BTC, ETH, USDC, and USDT. Available in Nigeria, Ghana, and Kenya.
• Virtual Cards (USD): Visa-enabled USD virtual cards for online and offline spending, with up to 1% cashback and spending limits of up to $50,000/month.
• Currency Exchange: Multicurrency account supporting seamless conversion between local and foreign currencies at mid-market rates with no hidden fees.
• Business API: Payments infrastructure for businesses needing global B2B payment flows, international payroll disbursement, and borderless treasury management.

Key Strengths

• Blockchain-powered infrastructure using stablecoin rails (USDC, USDT) for fast, low-cost settlement
• Backed by Stellar Foundation and Circle (USDC)
• AML/KYC compliant with transparent fee structures
• 4,500+ users with 4.5/5 TrustPilot rating
• Featured in TechCabal, Disrupt Africa, Finmag, and AWS Startups
• Available across multiple African countries including Nigeria, Ghana, and Kenya

Target Clients

Bingtellar serves both individual users and businesses:

• Freelancers and remote workers receiving international payments
• Businesses managing cross-border vendor payments and international payroll
• Importers and exporters needing borderless treasury management
• Crypto traders seeking reliable on/off ramp services

Why Choose Bingtellar

Bingtellar combines the efficiency of blockchain technology with a user-friendly payments platform, enabling anyone to access DeFi and modern finance without complexity. Its stablecoin-powered infrastructure eliminates the high fees, slow settlement times, and currency restrictions of traditional banking — giving businesses and individuals a single multicurrency account to send, receive, convert, and spend money globally.