Global Payment Processing & Merchant Acquiring Platform

Rapyd delivers enterprise-grade payment processing infrastructure enabling merchants to accept payments globally through 900+ payment methods across 100+ countries. The platform combines payment gateway services, card acquiring capabilities, and comprehensive merchant tools into a unified solution with industry-leading authorization rates of 91-95%.

Payment Acceptance Infrastructure

Global Payments API Comprehensive payment infrastructure providing access to credit cards, debit cards, digital wallets, bank transfers, and alternative payment methods through a single integration. Supports real-time payment processing, automatic currency conversion, intelligent payment routing, and sophisticated fraud detection. Accepts payments in 150+ currencies with flexible settlement options. Developer-first implementation with comprehensive documentation, code samples, SDKs, and sandbox environments.

Hosted Checkout Solution Pre-built, customizable payment page that is PCI-DSS compliant out of the box, reducing security burden for merchants. Automatically presents the most relevant payment methods based on customer location, device, and transaction context. Supports dynamic payment method selection, real-time currency conversion display, automatic language localization, and mobile-optimized responsive design. Deploy in minutes using redirect flows, embedded iframes, or popup overlays. Handles 3D Secure authentication, Strong Customer Authentication (SCA) compliance, and alternative payment method redirects.

Payment Links No-code solution enabling payment acceptance without a website through shareable payment URLs. Generate links for invoicing, one-time sales, service payments, donations, and person-to-person transactions. Each link configurable with specific amounts, currencies, payment methods, and expiration dates. Supports one-time and reusable links with built-in payment tracking, automatic receipt generation, and customizable thank-you pages.

Virtual Terminals Web-based interface for manual payment processing without physical POS hardware. Designed for mail order/telephone order (MOTO) transactions, call center operations, and back-office payment processing. Supports credit/debit card processing, manual entry, cardholder verification, recurring payment setup, saved customer profiles, and batch processing. Maintains PCI-DSS compliance through secure data handling and tokenization.

Card Acquiring Services

Direct access to Visa and Mastercard networks through Rapyd's own acquiring licenses and banking relationships. As a licensed card acquirer, offers higher authorization rates (91-95%), faster settlement times, and better control compared to traditional payment service providers. Supports all major card brands including American Express and regional networks. Handles e-commerce payments, recurring billing, MOTO transactions, and in-store payments. Includes dynamic currency conversion, multi-currency settlement, intelligent payment routing, and comprehensive transaction reporting.

Cross-Border Payment Capabilities

Accept payments from customers in any country through localized payment experiences with familiar payment methods, local currencies, and language-appropriate checkout interfaces. Handles complex routing through optimal processing networks, automatic compliance with regional payment regulations, and intelligent fraud detection adapted to local patterns. Supports multi-currency pricing and settlement, dynamic foreign exchange management, international bank transfers, and region-specific payment methods (Alipay, WeChat Pay, iDEAL, SEPA). Includes automated tax calculation, compliance with PSD2/SCA, and real-time currency conversion displays.

Key Features & Capabilities

• 900+ payment methods across 100+ countries
• 91-95% authorization rates (significantly above industry average)
• 150+ currencies supported
• PCI-DSS Level 1 compliance
• 3D Secure authentication and SCA compliance
• Tokenization for secure payment data storage
• Recurring billing and subscription management
• Chargeback management and dispute handling
• Comprehensive fraud prevention and risk management
• Multi-currency settlement options
• Real-time reporting and analytics dashboard
• 24/7 multilingual support

Target Use Cases

International e-commerce businesses, global SaaS platforms, multinational marketplaces, online gaming operators, cryptocurrency exchanges (for fiat acceptance), digital goods providers, subscription services, call centers, service providers, freelancers, and organizations collecting payments for events or donations. Particularly valuable for businesses in complex or high-risk industries that struggle to secure reliable payment processing, offering competitive rates, transparent pricing, and dedicated merchant support.