FDUSD Stablecoin

FDUSD is a fully backed USD-pegged stablecoin issued by FD121 (BVI) Limited with custody provided by First Digital Trust Limited. Designed as a global digital dollar for institutional clients, businesses, and professional investors, FDUSD combines enterprise-grade compliance with multichain accessibility.

Product Overview

FDUSD maintains a 1:1 peg to the US dollar, with each token fully backed by one US dollar or assets of equivalent fair value held in segregated, bankruptcy-remote trust accounts with regulated custodians. The reserve composition includes US Treasury bills (74.5%), cash (17.5%), bank deposits (6%), and reverse repos (2%). First Digital Labs publishes monthly independent attestation reports to verify that the entire supply is fully supported by equivalent reserves.

Key Features

• Multichain Compatibility: Native availability on Ethereum (255M+ supply), BNB Chain (86M+ supply), Sui (43M+ supply), Solana (8.9M+ supply), TON, and Arbitrum
• Zero-Fee Minting & Redemption: Institutional clients benefit from zero-fee minting and near-zero cost redemption when minting volume exceeds redemption volume
• Security-First Design: Smart contracts audited by Quantstamp, Peckshield, and Ottersec
• Regulatory Compliance: Fully aligned with Hong Kong's AML/CTF regulations, Trust Ordinance licensing, SOC1 Type 2, SOC2 Type 2, and ISO 27001 certified
• 24/7 Availability: Global banking infrastructure provides round-the-clock liquidity access
• Deep Ecosystem Integration: Listed on major exchanges (Binance, Gate.io, MEXC, Bitget) and integrated with DeFi protocols (Uniswap, PancakeSwap, Curve, Aave, Kamino)

Use Cases

FDUSD serves as infrastructure for cross-border payments, international remittances, treasury management, trade settlements, and payment processing. The stablecoin bridges traditional finance and digital assets with robust on/off-ramp solutions, enabling businesses to hedge against volatility while maintaining liquidity. Market makers, digital asset exchanges, fintech companies, and institutional clients leverage FDUSD for settlement infrastructure and working capital management.

Why Choose FDUSD

First Digital Labs differentiates FDUSD through its compliance-first approach and transparent reserve management. The combination of multichain accessibility, zero-fee institutional services, regulatory clarity, and deep liquidity across both centralized exchanges and DeFi protocols makes FDUSD an attractive solution for enterprises requiring reliable settlement infrastructure. Payment partners including Travala, Banxa, Alchemy Pay, BVNK, and Phantom wallet extend FDUSD's utility across commerce and consumer applications.

Note: FDUSD is not available to U.S. persons or entities. Minting and redemption services require completion of AML/CTF checks and are only available to qualifying institutional clients.