Eversend Payment Collection APIs

Eversend provides B2B payment collection infrastructure enabling businesses to accept inbound payments from customers across Africa and globally, via mobile money networks, local bank accounts, and cryptocurrency — with fiat settlement options.

Product Overview

The Eversend Collections and Crypto APIs form a unified payment acceptance layer for fintechs, e-commerce platforms, SaaS companies, and remittance operators. Businesses integrate once to access both traditional African payment rails and crypto payment acceptance, all settling to local fiat currencies.

Key Features

• Mobile Money Collections: Accept payments via mobile money networks across supported African countries (Ghana GHS, Nigeria NGN, and more)
• NGN Virtual Accounts: Generate one-time-use virtual bank account numbers for Nigerian payment collection via bank transfer
• Crypto Payment Acceptance: Accept USDT, USDC, BTC, ETH, TRX and other assets from end customers
• Instant Fiat Settlement: Crypto payments settle in local fiat currency automatically
• OTP Verification: Secure payment initiation with OTP-based authentication for mobile money
• Fee Transparency: Fetch collection fees before initiating transactions
• SDKs and REST API: Node.js, Python, PHP, Ruby, and Shell SDKs with OAuth2 security

Use Cases

Built for fintech platforms accepting payments from African end-users, e-commerce businesses collecting from African customers in local currency, SaaS companies billing African subscribers, remittance platforms accepting source-side deposits, and payment processors expanding into African markets who want to accept crypto with fiat settlement.