Crypto Payment Gateway & Merchant Services

CoinGate is a MiCA-licensed cryptocurrency payment gateway enabling merchants in 180+ countries to accept over 250 cryptocurrencies—including Bitcoin, Ethereum, USDC, and USDT—with instant fiat settlement and fees starting at 1%.

Product Overview

Founded in 2014 and operated by UAB Decentralized (licensed by the Bank of Lithuania), CoinGate provides battle-tested crypto payment infrastructure for businesses of all sizes. The platform supports multiple blockchain networks including Ethereum, BSC, TRON, Polygon, Arbitrum, Base, Optimism, and the Bitcoin Lightning Network. With over 1.42 million crypto payments processed annually, CoinGate combines developer-friendly tooling with no-code integrations and enterprise-grade compliance features.

Key Features

• Checkout Integration: Ready-made, customizable payment UI with Bitcoin Lightning Network enabled by default, Binance Pay included automatically, and real-time exchange rate management with optional instant fiat settlement
• Payment API: RESTful API for full programmatic control—create and manage payment orders, retrieve transaction status, handle webhooks, and build custom or white-label checkout flows; sandbox environment available for testing
• E-Commerce Plugins: Pre-built plugins for WooCommerce, Magento 2, PrestaShop, OpenCart, WHMCS, Wix, and eShopRent with step-by-step setup documentation and full 250+ cryptocurrency support
• Enterprise Plan: Custom pricing, branded (white-label) checkout, dedicated account manager, developer-to-developer technical support, and flexible settlement timing for high-volume merchants and PSPs
• Compliance Infrastructure: AML/KYC/KYB features, role-based access controls, activity logging, and audit-ready export capabilities; WalletConnect integration supported since 2025

Use Cases

CoinGate serves VPNs, hosting providers, travel platforms, gaming companies, SaaS businesses, e-commerce stores, marketplaces, nonprofits, and payment service providers seeking to accept cryptocurrency from a global customer base while settling in fiat or digital assets.