Crypto On/Off-Ramp

Meru provides instant on-ramp and off-ramp services connecting fiat currencies with stablecoins and cryptocurrencies, available through both the consumer app and a developer API. This infrastructure enables businesses and developers to accept fiat payments that are converted to stablecoins and vice versa, supporting global payment flows for Latin American and international markets.

Supported Assets and Networks

• USDC on Stellar, Polygon, and Base networks
• USDT on Stellar, Polygon, Base, and Tron networks
• Bitcoin, Ethereum, and 2000+ additional tokens via self-custody wallet

Supported Fiat Rails

• ACH and Wire transfers (USA)
• SEPA transfers (Europe)
• SPEI (Mexico)
• PIX (Brazil)
• QR Bolivia, Pago Móvil, Bre-B
• Cash deposits and withdrawals via MoneyGram (200+ countries)

API Infrastructure

Through the Stablecoin API (@meru/core Node.js/TypeScript SDK), developers can integrate on/off-ramp directly into their own products. The API supports programmatic payins (fiat and crypto) and payouts to bank accounts, wallets, and local payment rails in any currency. The platform manages regulatory compliance across multiple jurisdictions, reducing the burden on fintech builders operating across Latin America.

Pricing

• USDC/USDT deposits (Stellar/Polygon/Base): 1% + 1 USD
• USDT deposits (Tron): 1% + 5 USD
• USDC/USDT withdrawals (Stellar/Polygon): 1% + 1 USD
• USDT withdrawals (Tron): 1% + 5 USD