Crypto & Multi-Method Payment Processing

Coinflow is a PCI DSS Level 1-certified payment processing platform that enables businesses to accept cryptocurrency and traditional payments through a single integration.

Product Overview

The platform supports Bitcoin, Ethereum, Solana, Polygon, USDC, and Dai alongside credit and debit cards, ACH, Apple Pay, Google Pay, Brazilian Pix, SEPA/UK Faster Payments, and wire transfers — all through one checkout widget, REST API, or low-code UI component. Funds settle instantly to merchants via stablecoin (USDC) rails, bypassing the traditional 3-5 business day clearing window.

Key Features

• Crypto Payment Acceptance: Multi-chain acceptance in a single integration with instant USDC settlement, eliminating volatility risk. Web3-native settlement supports direct disbursement to wallets or EVM/Solana smart contracts.
• Checkout & Merchant Acquiring: Pre-built embeddable components with JWT-tokenized parameters for security, plus a full REST API for custom experiences.
• Subscription Billing: Configurable billing cycles (weekly, monthly, annual), secure PCI DSS Level 1-compliant tokenization, and automatic retry logic for failed charges.
• Fraud Protection & Chargeback Indemnification: AI-driven fraud detection with full chargeback indemnification — Coinflow assumes financial liability for disputed transactions, shifting the burden away from merchants.
• FX & Global Payments: Multi-currency pay-ins with automatic FX conversion and local payment method acceptance (Pix, SEPA, Faster Payments, Interac) through the same integration.
• Marketplace Payment Flows: Split transactions, multi-party disbursements, and embedded wallet balances for sellers, with marketplace-level chargeback protection.

Use Cases

Coinflow is purpose-built for gaming platforms, fintech operators, e-commerce businesses, marketplaces, and Web3-native companies that require instant liquidity, enterprise-grade fraud protection, and multi-currency capabilities without managing multiple point solutions. Its stablecoin settlement layer and compliance certifications (PCI DSS Level 1, SOC 2 Type II, Visa Secure Program) make it suitable for regulated and high-throughput payment environments.