Crypto Checkout & Merchant Payment Processing

Transfero provides a full-stack crypto payment processing solution for B2B merchants wanting to accept cryptocurrency and Pix payments, with automatic conversion into local fiat currency.

Product Overview

Transfero Crypto Checkout is a standalone payment gateway enabling businesses to accept crypto and Pix through a single integration. Transaction fees start at 1% — significantly lower than traditional card processing fees of up to 3% plus hidden charges. Received cryptocurrency is automatically converted to BRL, eliminating volatility risk for the merchant. Backed by Transfero's 99.999% uptime SLA and multi-layer MPC security infrastructure.

Key Features

• Mobile App (Android): Full autonomy for in-store and mobile merchants. Accepts crypto payments on the go via QR code scanning.
• Web Integration (VTEX): Seamlessly integrates into the VTEX e-commerce checkout flow for online stores.
• Checkout Web via API: A crypto and Pix payment processor accessible via single API endpoint, enabling platforms to embed merchant payment acceptance into existing product flows with settlement in local fiat currency.
• Pay-In Gateway: For international companies serving Brazilian customers, enables receipt of BRL via Pix or in crypto assets — suitable for global platforms needing a compliant payment acceptance channel into Brazil.
• Automatic Fiat Conversion: Crypto received is auto-converted to BRL, removing merchant exposure to price volatility.

Payment Flow

Customer selects crypto and network → QR code is generated → customer confirms payment from their wallet → auto-converted to BRL → merchant withdraws to bank account.

Use Cases

Retail merchants, e-commerce stores, tourist businesses, global platforms serving LATAM markets, and any B2B client wanting to accept crypto payments with minimal volatility exposure. Particularly suited for businesses operating in Brazil and expanding across Latin America.