Circle Stablecoins & Tokenized Assets

Overview

Circle issues the world's largest regulated stablecoins and tokenized real-world assets, providing institutional-grade digital currency infrastructure for global business, payments, and treasury operations.

USDC - Digital Dollar

Infrastructure

• World's largest regulated digital dollar stablecoin
• Backed 100% by cash and cash equivalents with regular attestations
• Supported on 20+ blockchains for multi-chain accessibility
• ERC-20 standard with cross-chain protocol (CCTP) support

Regulatory Framework

• Regulated by multiple jurisdictions including US MTLs and NY BitLicense
• FinCEN registration for money services business compliance
• Regular third-party attestations of reserve backing
• Institutional-grade compliance infrastructure

Global Adoption

• Used by institutions, exchanges, payment processors, and businesses worldwide
• Real-time settlement capabilities, 24/7/365
• Deep liquidity across centralized and decentralized venues
• Payment infrastructure for cross-border and domestic transactions

EURC - Digital Euro

European Market Focus

• World's largest regulated digital euro stablecoin
• Fully backed by euro-denominated reserves
• ERC-20 compatible for DeFi and payment integration
• Designed for European market transactions and compliance

Use Cases

• Euro-based treasury holdings and payments
• Cross-border transactions within Europe and globally
• Digital euro exposure for institutions and businesses
• SEPA-compatible fiat on/off-ramp integration

USYC - Tokenized Money Market Fund

Yield-Bearing RWA

• Institutional-grade tokenized money market fund
• Invests in US Treasury bills and reverse repurchase agreements
• $1.88 billion in assets under management (AUM)
• 3.20% estimated net yield

Liquidity & Redeemability

• Near-instant redemptions to USDC
• Multi-chain availability: Base, Canton, Ethereum, NEAR, Solana
• Used as yield-bearing collateral on cryptocurrency exchanges
• Minimum investment: $100,000 (non-US persons only)

Regulatory Status

• Represents shares in Hashnote International Short Duration Fund Ltd
• Regulated by Bermuda Monetary Authority
• Institutional compliance and reporting infrastructure

Technical Infrastructure

Multi-Chain Support

• Native issuance on 20+ blockchains
• Cross-Chain Transfer Protocol (CCTP) for seamless transfers
• ERC-20, SPL-22, and other token standards
• Developer APIs and SDKs for integration

Reserve Transparency

• Regular third-party attestations
• Public reserve composition reporting
• Institutional-grade custody arrangements
• Real-time on-chain verification

Use Cases

Circle's stablecoins and tokenized assets serve as the foundation for institutional digital asset operations, including:

• Corporate treasury management and diversification
• Cross-border payment infrastructure
• DeFi protocol integration and collateral
• Exchange and trading platform liquidity
• Yield generation on idle capital (USYC)
• Regulatory-compliant digital asset exposure