Breeze Merchant of Record Payments Platform

Global Crypto & Fiat Payment Acceptance

Breeze is a global Merchant of Record (MoR) payments platform that enables businesses to accept and send payments worldwide through a single API integration. The platform natively supports credit/debit cards, bank accounts, and cryptocurrency — including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), USDC, and USDT — making it a unified payment infrastructure for digital-native and Web3 businesses.

Breeze's AI-powered payment optimization delivers higher approval rates, streamlined checkout flows, and reduced friction across all payment methods. As Merchant of Record, Breeze takes on full legal and financial responsibility for every transaction, including compliance, fraud liability, chargeback management, and tax obligations.

Settlement Options

Businesses can receive funds either instantly via stablecoins (USDC, USDT) — bypassing the 1–3 day delays of traditional banking — or via bank transfer in local currency. Stablecoin settlement eliminates correspondent banking intermediaries and enables real-time cross-border treasury operations, a core differentiator for Web3-native businesses.

Chargeback & Fraud Protection

Breeze absorbs full financial liability for chargebacks and fraudulent transactions, including friendly fraud, removing this operational risk entirely from the merchant. AI-powered risk assessment detects and blocks fraudulent payments before processing, while the full dispute lifecycle — documentation, representment, and resolution — is managed by Breeze.

Tax & Compliance

As Merchant of Record, Breeze automatically calculates, collects, and remits sales tax, VAT, GST, and digital services tax across all relevant jurisdictions, monitoring ongoing regulatory changes so merchants can expand globally without tax compliance becoming a barrier.

Customer & Billing Support

Breeze provides 24/7 billing support for merchant end-users, handling payment inquiries, refund requests, declined transaction resolution, and subscription billing questions — allowing merchants to scale without staffing dedicated billing support teams.

Platform Credentials

SOC 2 Type II certified, PCI compliant, and ISO 27001 certified. Processes over $1 billion annually. Backed by Sequoia Capital, Multicoin Capital, and The Chainsmokers. Built by alumni of Stripe, Meta, DoorDash, and Deutsche Bank.