BizPay Stablecoin Payments

OSL BizPay is an enterprise payment infrastructure platform powered by stablecoins, simplifying global money movement for businesses. The platform enables companies to send, receive, and settle payments in minutes rather than days, with costs reduced by up to 75% compared to traditional cross-border banking.

Core Products

Cross-Border Payments - Stablecoin-powered payment rails offering 24/7 service with lower foreign exchange costs and instant settlement. The platform eliminates traditional correspondent banking delays and intermediary fees, reducing costs from 3-7% to 0.8-1.2% with settlement times of 2-5 minutes versus 3-5 days.

Stablecoin Issuance - Enables businesses to issue their own branded stablecoins, unlocking yield revenue opportunities through instant conversion between fiat and stablecoins. This service provides enterprises with customized digital currency solutions for their specific use cases.

Smart Treasury - Treasury management solution that maximizes capital efficiency through automated rebalancing and payment orchestration to manage global fund pools. This enables enterprises to optimize working capital across multiple jurisdictions and currencies.

Embedded Wallets - White-label digital asset wallet infrastructure that allows businesses to create digital asset wallets at scale. OSL handles all compliance requirements and abstracts onchain security, gas management, and technical complexities, enabling seamless integration.

Technology: Stablecoin Sandwich Architecture

BizPay uses an innovative stablecoin bridge architecture: original currency is collected using local rails, converted to stablecoins (USDC) for instant cross-border transfer, then converted to target currency for local payout. This eliminates multiple intermediaries, currency conversion margins, wire transfer fees, and multi-day processing times.

Target Industries

Fintech & Payment Service Providers - White-label stablecoin product launch capabilities; E-commerce & Marketplaces - Accept digital currency payments with next-day settlement; Web3 Companies - Business accounts for receiving and making global transfers; Payroll Services - Enable stablecoin payments to suppliers and employees; Professional Services - Accept or pay vendors in digital currencies; Trading Platforms - Grow deposits and boost conversion rates.

Competitive Advantages

Listed & Audited Infrastructure - OSL's publicly listed status and regulatory compliance provides institutional trust and security. Best-in-Class FX - Internal OTC desk powers ultra-competitive foreign exchange conversion with no external slippage, better execution, and faster liquidity access. Instant Settlement 24/7 - Settlement finality achieved in minutes, with support team available round-the-clock to support business operations.

Business Impact

BizPay delivers 75% cost reduction (from 3-7% to 0.8-1.2%), lightning-fast settlement (2-5 minutes vs 3-5 days), and always-on availability (24/7 operations with no cutoffs or bank hours).