Bitnob Business Banking Suite

Bitnob provides a comprehensive suite of crypto-friendly business banking products for companies operating in Africa and globally, consolidating multi-currency accounts, corporate card issuance, and cross-border payment capabilities into a single compliant platform.

Product Overview

Built on Bitcoin and stablecoin rails, Bitnob's Business Banking Suite enables enterprises, SMEs, and developers to manage corporate finances across 12+ African countries — including Nigeria, Kenya, and Ghana — without needing traditional banking relationships. The platform is GDPR, ISO-27001, PCI-DSS, and SOC-2 Type II certified, with KYC/AML compliance handled on behalf of business clients.

Key Features

• Multi-Currency Wallet: Dedicated wallets for BTC, USDT, USDC, and NGN in a unified dashboard, with real-time cross-wallet conversions and custodial or non-custodial infrastructure via API
• Virtual & Physical Card Issuance: Visa-powered card platform for issuing unlimited expense cards, with custom spending limits, real-time vendor blocking, expense auto-categorisation, and instant receipt sync
• Global Payments API: Single API integration for sending payouts to employees, suppliers, and partners across Africa in local currencies — 90% of transfers delivered in minutes
• Developer-First Infrastructure: Full API access at bitnob.dev for programmatic management of wallets, cards, and payments within third-party applications
• 24/7 Operations: Real-time processing backed by encryption and compliance built into every transaction

Use Cases

Bitnob serves African-focused businesses that need to pay remote teams across borders, issue expense cards to distributed staff, manage multi-currency treasury operations, or embed financial services into their own applications. With $3.5B+ in processed transactions and 99% success rates, Bitnob is the financial infrastructure layer for companies moving money across Africa.