Aquanow Pay

Aquanow Pay is a comprehensive crypto payment processing platform that enables merchants, payment processors, and financial institutions to accept cryptocurrency payments from end customers while receiving settlements in traditional fiat currencies. The solution eliminates the need for merchants to handle cryptocurrency directly while providing customers with flexible payment options.

Payment Gateway Features

Payment Links - Create and send customized payment links to customers for one-time or recurring crypto payments. The system collects KYC information, processes the crypto payment, and settles funds to the merchant in their preferred fiat currency. No technical integration required for basic payment link functionality, making it ideal for businesses without development resources.

Checkout Widgets and Forms - Embeddable checkout experiences that can be integrated into existing e-commerce platforms and websites. Customers can pay with cryptocurrency while merchants receive fiat settlements, with the conversion handled transparently by Aquanow's liquidity infrastructure. Pre-built components accelerate deployment and ensure consistent user experience.

Crypto Invoicing - Generate crypto-enabled invoices with QR codes and payment instructions. Supports both one-time and recurring billing scenarios with automatic conversion to fiat upon receipt. Invoices can be sent via email or embedded in existing billing systems.

Subscription Billing in Crypto - Recurring payment infrastructure supporting subscription-based business models. Customers can authorize recurring crypto payments while merchants receive predictable fiat settlements. Automated retry logic handles failed payments and subscription lifecycle management.

Payment APIs and SDKs - RESTful API access enabling full programmatic control over payment creation, processing, and settlement. Comprehensive webhook support for real-time transaction notifications and settlement confirmations. SDKs available for rapid integration with popular programming languages and frameworks.

Merchant Benefits

Instant Fiat Settlement - Merchants receive 100% fiat settlements without ever holding cryptocurrency. Aquanow's platform handles all crypto-to-fiat conversion, custody, and blockchain interactions, abstracting away technical complexity. Settlement to bank accounts typically within 1-3 business days.

Fraud Reduction - Cryptocurrency payments are irreversible, eliminating chargeback fraud that costs merchants billions annually in traditional payment processing. Real-time settlement reduces counterparty risk compared to traditional payment networks with 30-60 day dispute windows.

Low Transaction Costs - Blockchain-based payments typically cost less than traditional card processing fees (2-3%), especially for cross-border transactions. The platform supports multi-asset (various cryptocurrencies) and multi-chain (different blockchain networks) payments to optimize costs based on network conditions.

Conversion Rate Guarantee - Lock in crypto-to-fiat exchange rates at the time of payment initiation, protecting merchants from price volatility during settlement processing. This eliminates execution risk and ensures predictable revenue recognition.

Never Touch Crypto - Complete abstraction of cryptocurrency complexity. Merchants interact only with familiar fiat currencies while Aquanow handles key management, blockchain monitoring, transaction broadcasting, and all technical operations behind the scenes.

Multi-Asset and Multi-Chain Support

Accept payments across 70+ cryptocurrencies including Bitcoin, Ethereum, major altcoins, and stablecoins. Multi-chain infrastructure supports payments on optimal blockchain networks based on cost, speed, and customer preference. Automatic routing ensures transactions are processed on the most efficient network for each payment.

White-Label Infrastructure

Comprehensive white-label options available for payment service providers, neobanks, and financial institutions wanting to offer crypto payment acceptance under their own brand. Customizable checkout experiences, branded customer communications, and configurable fee structures enable partners to deliver crypto payments as a native part of their product suite.

Target Markets

Payment service providers and processors looking to expand their product offerings. Neobanks seeking differentiated payment acceptance capabilities. E-commerce merchants wanting to reduce fraud and processing costs. Enterprises accepting international payments with high cross-border fees. Businesses serving markets with limited banking access or high remittance costs. Any merchant looking to expand payment options while maintaining fiat-denominated accounting.