Ammer Pay & Acquirer/Issuer Crypto Payment Suite

Ammer Group AG delivers a full-stack crypto payment infrastructure suite enabling merchants, payment acquirers, and card issuers to accept, process, and manage cryptocurrency payments — built on a regulated Swiss compliance framework.

Product Overview

Ammer Group's platform covers the entire payments ecosystem: direct merchant acceptance via Ammer Pay, white-label SaaS expansion tools for acquirers and PSPs, and branded wallet and tokenization capabilities for card issuers. Supporting 100+ cryptocurrencies and stablecoins including BTC, ETH, USDT, USDC, and TON, the suite offers both custodial (t+2 settlement in CHF/EUR/USD) and non-custodial (instant settlement) configurations.

Key Features

• Ammer Pay – Merchant Platform: Accept crypto via invoice, point-of-sale (soft or hardware POS), e-commerce plugin, Telegram Shop bot, and tokenized loyalty programs. Fees from 0.1% of transaction volume
• Acquirer SaaS: White-label solution for PSPs and payment acquirers to extend their portfolio with crypto POS, invoicing, e-commerce checkout, and digital loyalty schemes
• Issuer SaaS: White-label software wallet, NFC tap-n-pay hardware wallet (Ammer Card), and tokenization services for banks, fintechs, and card issuers
• Multi-currency settlement: CHF, EUR, and USD fiat settlement options with configurable custody models
• Regulatory compliance: Operated under Swiss and European regulatory frameworks through Ammer Capital AG (CH) and Keypoint S.r.l. (IT)

Use Cases

Ammer's crypto payment suite serves merchants of all sizes seeking compliant crypto acceptance at point of sale or online, PSPs and payment acquirers looking to add crypto capabilities to their existing portfolios, and banks or fintechs wanting to offer branded crypto wallets and NFC payment cards. Notable integrations include Ingenico and Wallee, with live pilots across Europe and South America.