Institutional Private Credit & Structured Investment Products

Overview

Obligate provides institutional and qualified investors with access to regulated on-chain private credit and structured investment products operating under the Swiss DLT Act framework. These products offer exposure to diversified debt portfolios, trade finance, real estate credit, and customizable structured products, all issued as eNotes—regulated, blockchain-based securities with full legal enforceability.

Investment Product Range

The platform offers access to high-yielding debt instruments backed by real-world assets and cash flows. Product categories include:

• Private Credit Investments: Backed by trade finance in liquid commodities
• Real Estate Credit Strategies: Diversified real estate debt portfolios
• Corporate Bonds: From digital asset and Web3 companies
• Microfinance Portfolios: Access to emerging market microfinance institutions
• Structured Products: Customizable products with tailored risk/return profiles

All products are issued as regulated securities through Obligate's platform, providing institutional-grade due diligence, credit assessment (including integration with Credora), and ongoing monitoring.

Risk and Return Profile

Investments offer attractive risk-adjusted returns through access to private credit markets typically unavailable to most investors. Key features include:

• High yields relative to public debt markets
• Diversified issuer portfolios to mitigate concentration risk
• Security through on-chain collateral where applicable
• Transparency through blockchain-based transaction recording
• Institutional-grade credit assessment and monitoring

Investment Features and Infrastructure

Products are denominated in regulated stablecoins (USDC, EURAU) providing stable value reference and efficient settlement. Investors benefit from:

• T+0 Settlement: Near-instant transaction finality
• Programmable Structures: Smart contract-based investment logic
• Secondary Liquidity: Access through integrated marketplaces including Archax
• Real-Time Visibility: Blockchain-based portfolio transparency
• Automated Distributions: Coupon payments via smart contracts
• Regulatory Compliance: Suitable for institutional mandates

Distribution and Access

Investment products are distributed through multiple channels: direct access via the Obligate platform for qualified investors, integration with OpenTrade's investment vaults, listing on Archax's FCA-regulated venue, and availability through DeFi protocols like Huma Finance. The multi-platform distribution enables investors to access products through their preferred infrastructure while maintaining consistent regulatory protections.

Preferred Access Program

Obligate's Preferred Access Program offers enhanced benefits including 25% fee discounts and early access to flagship products for qualifying Canton validators and users, providing institutional participants with priority access to high-quality private credit opportunities.